DMB Community Bank

DMB Community Bank is headquartered in De Forest and is the 55^th largest bank in the state of Wisconsin. It is also the 1,990^th largest bank in the nation. It was established in 1922 and as of March of 2012, it had grown to 49 employees at 3 locations. DMB Community Bank's savings rates are 2X the national average, and it has a 4-star health rating.

DMB Community Bank Routing Number: 075910484

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Data for Q1 2012

Institution Statistics DMB Community Bank FDIC Certificate # 14769 BankRate Report View Year Established 1922 Employees 49 Primary Regulator FDIC Assets and Liabilities Assets $327.14 million Loans $269.32 million Deposits $288.79 million Equity Capital $32.51 million Loan Loss Allowance $6.27 million Unbacked Noncurrent Loans $1.07 million Real Estate Owned $2.02 million Historic Data - March 2011 Assets $344.51 million Equity Capital $30.82 million Loan Loss Allowance $7.05 million Unbacked Noncurrent Loans $2.18 million Real Estate Owned $718,000 Profit Margin - Quarterly Net Interest Margin 3.73% Return on Assets 1.06% Return on Equity 10.79% Interest Income $4.26 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 DMB Community Bank had $3.08 million in non-current loans and owned real-estate with $38.78 million in equity and loan loss allowances on hand to cover it. This gives DMB Community Bank a Texas Ratio of 7.95% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for DMB Community Bank held steady from 7.66% as of March 31, 2011 to 7.95% as of March 31, 2012, resulting in a negative change of 3.84%. This indicates that the balance sheet and financial strength for DMB Community Bank has held steady in recent periods. Deposit Growth In the past year, DMB Community Bank has decreased its total deposits by -$18.63 million, resulting in -6.06% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth DMB Community Bank has shown is poor. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. DMB Community Bank has $327.14 million in assets with $38.78 million in equity, resulting in a capitalization level of 11.85%, which is above average.

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