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Overview / Commentary
340 Fourth Ave
Pittsburgh, PA 15222

Dollar Bank is headquartered in Pittsburgh and is the 8th largest bank in the state of Pennsylvania. It is also the 144th largest bank in the nation. It was established in 1984 and as of June of 2014, it had grown to 1,305 employees at 66 locations. Dollar Bank has a A health rating.

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Reviews (4)

Fee Fee And More Fees

I have been with dollar bank for about 12 years. All about the fees !! constantly increasing !! they recently changed my account type with out notice and started to charge ATM fees along with a monthly service fee that just started to show up out of the blue. Currently looking for a new bank.

Very Happy

I've been with Dollar bank for 20 yrs. Excellent CS. Bank was established in 1884, not 1994 as stated in Overview. One of Pittsburgh's best banks.

Great Rates

I love the free money savings account, the rate is significantly higher than what other banks are offering. You also get 10 cents for swiping your debit card, so the cash rewards on the checking account are good. Customer service is good too, the people are friendly.

Already Belong

Already belong, they are a good solid local bank here. Very glad to see local with good rates again! Especially with the ING rate drop.


Data for Q2 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 Dollar Bank had $35.45 million in non-current loans and owned real-estate with $795.17 million in equity and loan loss allowances on hand to cover it. This gives Dollar Bank a Texas Ratio of 4.46% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Dollar Bank decreased dramatically from 6.53% as of June 30, 2013 to 4.46% as of June 30, 2014, resulting in a positive change of 31.76%.This indicates that the balance sheet and financial strength for Dollar Bank has improved dramatically in recent periods.

Deposit Growth


In the past year, Dollar Bank has increased its total deposits by $77.13 million, resulting in 1.45% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Dollar Bank has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Dollar Bank has $6.78 billion in assets with $795.17 million in equity, resulting in a capitalization level of 11.72%, which is excellent.

Institution Statistics

FDIC Certificate #32245
Year Established1984
Primary RegulatorOCC
Assets and Liabilities
Assets$6.78 billion
Loans$5.31 billion
Deposits$5.39 billion
Equity Capital$756.21 million
Loan Loss Allowance$38.96 million
Unbacked Noncurrent Loans$32.17 million
Real Estate Owned$3.28 million
Historic Data - June 2013
Assets$6.62 billion
Equity Capital$692.17 million
Loan Loss Allowance$42.40 million
Unbacked Noncurrent Loans$32.17 million
Real Estate Owned$4.05 million
Profit Margin - Quarterly
Return on Assets0.56%
Return on Equity5.11%
Interest Income$106.94 million

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Dollar Bank has 66 locations. Click to view all Dollar Bank locations.