Dubois-Pike Credit Union

Dubois-Pike Credit Union is headquartered in JASPER and is the 88^th largest credit union in the state of Indiana. It is also the 3,464^th largest credit union in the nation. It was established in 1971 and as of December of 2011, it had grown to 5 employees and 1,871 members. Dubois-Pike Credit Union has a 5-star health rating.

Dubois-Pike Credit Union Checking Account Rates

Dubois-Pike Credit Union Savings Account Rates

Dubois-Pike Credit Union CD Rates

Dubois-Pike Credit Union IRA Rates

Data for Q4 2011

Institution Statistics DUBOIS-PIKE NCUA # 20805 BankRate Report View Year Chartered 1971 Employees 5 Primary Regulator Assets and Liabilities Assets $21.26 million Loans $14.04 million Deposits $19.58 million Equity Capital $1.63 million Loan Loss Allowance $34,000 Unbacked Noncurrent Loans $34,000 Historic Data - December 2010 Assets $18.80 million Equity Capital $1.49 million Loan Loss Allowance $32,000 Unbacked Noncurrent Loans $30,000 Profit Margin - Quarterly Net Interest Margin 3.64% Return on Assets 0.62% Return on Equity 8.11% Interest Income $730,000 Non-Interest Income $85,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Dubois-Pike Credit Union had $34,000 in non-current loans and owned real-estate with $1.66 million in equity and loan loss allowances on hand to cover it. This gives Dubois-Pike Credit Union a Texas Ratio of 2.05% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Dubois-Pike Credit Union held steady from 1.97% as of December 31, 2010 to 2.05% as of December 31, 2011, resulting in a negative change of 4.12%. This indicates that the balance sheet and financial strength for Dubois-Pike Credit Union has held steady in recent periods. Deposit Growth In the past year, Dubois-Pike Credit Union has increased its total deposits by $2.31 million, resulting in 13.35% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Dubois-Pike Credit Union has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Dubois-Pike Credit Union has $21.26 million in assets with $1.66 million in equity, resulting in a capitalization level of 7.81%, which is below average.

No reviews have been left for this bank yet. Be the first to review.