Eagle Bank and Trust Company of Missouri

Eagle Bank and Trust Company of Missouri is headquartered in Hillsboro and is the 26^th largest bank in the state of Missouri. It is also the 749^th largest bank in the nation. It was established in 1911 and as of March of 2012, it had grown to 185 employees at 17 locations. Eagle Bank and Trust Company of Missouri's money market rates are 59% higher than the national average, and it has a 3-star health rating.

Eagle Bank and Trust Company of Missouri Checking Account Rates

Eagle Bank and Trust Company of Missouri Savings Account Rates

Eagle Bank and Trust Company of Missouri Money Market Rates

Eagle Bank and Trust Company of Missouri CD Rates

Eagle Bank and Trust Company of Missouri IRA Rates

Data for Q1 2012

Institution Statistics Eagle Bank and Trust Company of Missouri FDIC Certificate # 17691 BankRate Report View Year Established 1911 Employees 185 Primary Regulator FDIC Assets and Liabilities Assets $888.28 million Loans $546.44 million Deposits $729.66 million Equity Capital $89.42 million Loan Loss Allowance $8.19 million Unbacked Noncurrent Loans $24.87 million Real Estate Owned $6.27 million Historic Data - March 2011 Assets $806.72 million Equity Capital $83.32 million Loan Loss Allowance $7.65 million Unbacked Noncurrent Loans $10.10 million Real Estate Owned $4.97 million Profit Margin - Quarterly Net Interest Margin 3.36% Return on Assets 0.74% Return on Equity 7.15% Interest Income $8.35 million

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Eagle Bank and Trust Company of Missouri had $31.14 million in non-current loans and owned real-estate with $97.61 million in equity and loan loss allowances on hand to cover it. This gives Eagle Bank and Trust Company of Missouri a Texas Ratio of 31.90% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Eagle Bank and Trust Company of Missouri increased slightly from 16.86% as of March 31, 2011 to 31.90% as of March 31, 2012, resulting in a negative change of 89.20%. This indicates that the balance sheet and financial strength for Eagle Bank and Trust Company of Missouri has declined slightly in recent periods. Deposit Growth In the past year, Eagle Bank and Trust Company of Missouri has increased its total deposits by $73.94 million, resulting in 11.28% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Eagle Bank and Trust Company of Missouri has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Eagle Bank and Trust Company of Missouri has $888.28 million in assets with $97.61 million in equity, resulting in a capitalization level of 10.99%, which is above average.

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