Eagle Bank

Eagle Bank is headquartered in Glenwood and is the 155^th largest bank in the state of Minnesota. It is also the 4,703^rd largest bank in the nation. It was established in 1908 and as of March of 2012, it had grown to 29 employees at 4 locations. Eagle Bank has a 5-star health rating.

Eagle Bank Routing Number: 091902036

Data for Q1 2012

Institution Statistics Eagle Bank FDIC Certificate # 8824 BankRate Report View Year Established 1908 Employees 29 Primary Regulator FDIC Assets and Liabilities Assets $110.66 million Loans $71.88 million Deposits $94.03 million Equity Capital $16.25 million Loan Loss Allowance $1.60 million Unbacked Noncurrent Loans $865,000 Real Estate Owned $425,000 Historic Data - March 2011 Assets $101.17 million Equity Capital $15.19 million Loan Loss Allowance $1.41 million Unbacked Noncurrent Loans $116,000 Real Estate Owned $333,000 Profit Margin - Quarterly Net Interest Margin 3.91% Return on Assets 1.35% Return on Equity 9.42% Interest Income $1.12 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Eagle Bank had $1.29 million in non-current loans and owned real-estate with $17.85 million in equity and loan loss allowances on hand to cover it. This gives Eagle Bank a Texas Ratio of 7.23% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Eagle Bank held steady from 2.70% as of March 31, 2011 to 7.23% as of March 31, 2012, resulting in a negative change of 167.25%. This indicates that the balance sheet and financial strength for Eagle Bank has held steady in recent periods. Deposit Growth In the past year, Eagle Bank has increased its total deposits by $8.48 million, resulting in 9.91% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Eagle Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Eagle Bank has $110.66 million in assets with $17.85 million in equity, resulting in a capitalization level of 16.13%, which is excellent.

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