Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
8045 West Chester Pike
Upper Darby, PA 19082

Eagle National Bank is headquartered in Upper Darby and is the 138th largest bank in the state of Pennsylvania. It is also the 3,170th largest bank in the nation. It was established in 1987 and as of March of 2014, it had grown to 31 employees at 6 locations. Eagle National Bank's money market rates are 14% higher than the national average, and it has a B+ health rating.

Related Posts

No reviews have been left for this bank yet. Be the first to review.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Eagle National Bank had $3.95 million in non-current loans and owned real-estate with $27.32 million in equity and loan loss allowances on hand to cover it. This gives Eagle National Bank a Texas Ratio of 14.47% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Eagle National Bank decreased dramatically from 21.36% as of March 31, 2013 to 14.47% as of March 31, 2014, resulting in a positive change of 32.26%.This indicates that the balance sheet and financial strength for Eagle National Bank has improved dramatically in recent periods.

Deposit Growth


In the past year, Eagle National Bank has decreased its total deposits by -$6.17 million, resulting in -3.64% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Eagle National Bank has shown is below average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Eagle National Bank has $190.47 million in assets with $27.32 million in equity, resulting in a capitalization level of 14.35%, which is excellent.

Institution Statistics

FDIC Certificate #26947
Year Established1987
Primary RegulatorOCC
Assets and Liabilities
Assets$190.47 million
Loans$130.23 million
Deposits$163.55 million
Equity Capital$24.73 million
Loan Loss Allowance$2.60 million
Unbacked Noncurrent Loans$3.95 million
Real Estate Owned$0
Historic Data - March 2013
Assets$196.39 million
Equity Capital$24.32 million
Loan Loss Allowance$3.71 million
Unbacked Noncurrent Loans$3.95 million
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin3.76%
Return on Assets0.41%
Return on Equity3.19%
Interest Income$1.92 million

Always verify rates and promotions with the bank or credit union. We are not Eagle National Bank, we are a rate comparison website and can not provide official rates or promotions.

Eagle National Bank Savings Account Rates

0.20%--Eagle Statement Savings
0.20%--Little Savers

Eagle National Bank Money Market Rates

0.50%$100k-Golden Eagle Money Market

Eagle National Bank Checking Account Rates

0.30%$200k-Platinum Checking
0.10%$1k-Eagle NOW Account

Eagle National Bank CD Rates

1.30%$1k$250k60 Month CD
1.15%$1k$250k36 Month CD
0.85%$1k$250k24 Month CD
0.60%$1k$250k18 Month CD
0.55%$1k$250k12 Month CD
0.40%$1k$250k6 Month CD
0.20%$1k$250k3 Month CD

Eagle National Bank IRA Rates

1.30%$250$250k60 Month IRA
1.15%$250$250k36 Month IRA
0.85%$250$250k24 Month IRA
0.60%$250$250k18 Month IRA
0.55%$250$250k12 Month IRA
0.40%$250$250k6 Month IRA
0.20%$250$250k3 Month IRA

Eagle National Bank Locations
West Chester Branch1304 Old Wilmington PikeWest Chester, PA 19382
Haverford Branch354 West Lancaster AveHaverford, PA 19041
Devon Branch410 West Lancaster AvenueDevon, PA 19333
Lansdowne Branch48 West Marshall RoadLansdowne, PA 19050
Radnor Branch789 East Lancaster AvenueVillanova, PA 19085
Eagle National Bank8045 West Chester PikeUpper Darby, PA 19082