Eagle Savings Bank

Eagle Savings Bank is headquartered in Cincinnati and is the 148^th largest bank in the state of Ohio. It is also the 4,772^nd largest bank in the nation. It was established in 1882 and as of March of 2012, it had grown to 20 employees at 2 locations. Eagle Savings Bank has a 3-star health rating.

Eagle Savings Bank Routing Number: 242071664

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Data for Q1 2012

Institution Statistics Eagle Savings Bank OTS # 05337 FDIC Certificate # 30439 BankRate Report View Year Established 1882 Employees 20 Primary Regulator FDIC Assets and Liabilities Assets $107.49 million Loans $74.64 million Deposits $93.42 million Equity Capital $8.36 million Loan Loss Allowance $1.17 million Unbacked Noncurrent Loans $1.67 million Real Estate Owned $812,000 Historic Data - March 2011 Assets $104.19 million Equity Capital $7.82 million Loan Loss Allowance $1.24 million Unbacked Noncurrent Loans $350,000 Real Estate Owned $700,000 Profit Margin - Quarterly Net Interest Margin 2.99% Return on Assets 0.75% Return on Equity 9.59% Interest Income $1.00 million

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Eagle Savings Bank had $2.48 million in non-current loans and owned real-estate with $9.53 million in equity and loan loss allowances on hand to cover it. This gives Eagle Savings Bank a Texas Ratio of 26.03% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Eagle Savings Bank increased slightly from 11.60% as of March 31, 2011 to 26.03% as of March 31, 2012, resulting in a negative change of 124.44%. This indicates that the balance sheet and financial strength for Eagle Savings Bank has declined slightly in recent periods. Deposit Growth In the past year, Eagle Savings Bank has increased its total deposits by $2.83 million, resulting in 3.13% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Eagle Savings Bank has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Eagle Savings Bank has $107.49 million in assets with $9.53 million in equity, resulting in a capitalization level of 8.87%, which is average.

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