Institution Statistics
| Eaglemark Savings Bank | | FDIC Certificate # | 34313 | | BankRate Report | View | | Year Established | 1997 | | Employees | 85 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $42.86 million | | Loans | $14.07 million | | Deposits | $2.64 million | | Equity Capital | $6.06 million |
Historic Data - March 2011 | | Assets | $36.81 million | | Equity Capital | $5.95 million |
Profit Margin - Quarterly | | Net Interest Margin | 15.68% | | Return on Assets | 10.26% | | Return on Equity | 55.31% | | Interest Income | $1.21 million |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Eaglemark Savings Bank had $0 in non-current loans and owned real-estate with $6.06 million in equity and loan loss allowances on hand to cover it. This gives Eaglemark Savings Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth | | | In the past year, Eaglemark Savings Bank has increased its total deposits by $1.12 million, resulting in 73.64% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Eaglemark Savings Bank has shown is excellent. | | Capitalization | | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Eaglemark Savings Bank has $42.86 million in assets with $6.06 million in equity, resulting in a capitalization level of 14.13%, which is excellent. |
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