East West Bank

East West Bank is headquartered in Pasadena and is the 6^th largest bank in the state of California. It is also the 57^th largest bank in the nation. It was established in 1972 and as of March of 2012, it had grown to 2,107 employees at 131 locations. East West Bank has a 5-star health rating.

East West Bank Routing Number: 322070381

Data for Q1 2012

Institution Statistics East West Bank FDIC Certificate # 31628 BankRate Report View Year Established 1972 Employees 2107 Primary Regulator FED Assets and Liabilities Assets $21.74 billion Loans $14.27 billion Deposits $17.49 billion Equity Capital $2.27 billion Loan Loss Allowance $222.52 million Unbacked Noncurrent Loans $118.72 million Real Estate Owned $46.34 million Historic Data - March 2011 Assets $21.14 billion Equity Capital $2.27 billion Loan Loss Allowance $226.16 million Unbacked Noncurrent Loans $172.54 million Real Estate Owned $15.58 million Profit Margin - Quarterly Net Interest Margin 4.56% Return on Assets 1.26% Return on Equity 11.75% Interest Income $254.36 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 East West Bank had $165.06 million in non-current loans and owned real-estate with $2.49 billion in equity and loan loss allowances on hand to cover it. This gives East West Bank a Texas Ratio of 6.62% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for East West Bank decreased slightly from 9.92% as of March 31, 2011 to 6.62% as of March 31, 2012, resulting in a positive change of 33.27%.This indicates that the balance sheet and financial strength for East West Bank has improved slightly in recent periods. Deposit Growth In the past year, East West Bank has increased its total deposits by $915.72 million, resulting in 5.52% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth East West Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. East West Bank has $21.74 billion in assets with $2.49 billion in equity, resulting in a capitalization level of 11.47%, which is above average.

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