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888-895-5650
135 N. Los Robles Avenue, 7th Floor
Pasadena, CA 91101

East West Bank is headquartered in Pasadena and is the 7th largest bank in the state of California. It is also the 55th largest bank in the nation. It was established in 1972 and as of December of 2013, it had grown to 2,232 employees at 115 locations. East West Bank has a A health rating.

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Health

Data for Q4 2013

Institution Health

A

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 East West Bank had $127.94 million in non-current loans and owned real-estate with $2.65 billion in equity and loan loss allowances on hand to cover it. This gives East West Bank a Texas Ratio of 4.84% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for East West Bank experienced no significant changes from 3.44% as of December 31, 2012 to 4.84% as of December 31, 2013, resulting in a negative change of 40.48%. This indicates that the balance sheet and financial strength for East West Bank has had no significant changes in recent periods.

Deposit Growth

GRADE:
A+

In the past year, East West Bank has increased its total deposits by $2.12 billion, resulting in 11.53% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth East West Bank has shown is excellent.

Capitalization

GRADE:
B+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. East West Bank has $24.62 billion in assets with $2.65 billion in equity, resulting in a capitalization level of 10.74%, which is above average.

Institution Statistics

Overall
FDIC Certificate #31628
Year Established1972
Employees2232
Primary RegulatorFED
Assets and Liabilities
Assets$24.62 billion
Loans$17.89 billion
Deposits$20.51 billion
Equity Capital$2.40 billion
Loan Loss Allowance$249.68 million
Unbacked Noncurrent Loans$109.04 million
Real Estate Owned$18.90 million
Historic Data - December 2012
Assets$22.53 billion
Equity Capital$2.44 billion
Loan Loss Allowance$234.54 million
Unbacked Noncurrent Loans$109.04 million
Real Estate Owned$32.91 million
Profit Margin - Quarterly
Net Interest Margin4.47%
Return on Assets1.23%
Return on Equity12.51%
Interest Income$1.07 billion
Rates

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Locations

East West Bank has 114 locations. Click to view all East West Bank locations.