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Overview / Commentary
688 New High Street
Los Angeles, CA 90012

Eastern International Bank is headquartered in Los Angeles and is the 187th largest bank in the state of California. It is also the 4,214st largest bank in the nation. It was established in 1985 and as of March of 2014, it had grown to 27 employees at 2 locations. Eastern International Bank has a B+ health rating.

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Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Eastern International Bank had $0 in non-current loans and owned real-estate with $18.24 million in equity and loan loss allowances on hand to cover it. This gives Eastern International Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Deposit Growth


In the past year, Eastern International Bank has decreased its total deposits by -$2.98 million, resulting in -2.73% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Eastern International Bank has shown is below average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Eastern International Bank has $123.3 million in assets with $18.24 million in equity, resulting in a capitalization level of 14.80%, which is excellent.

Institution Statistics

FDIC Certificate #32277
Year Established1985
Primary RegulatorFDIC
Assets and Liabilities
Assets$123.30 million
Loans$77.21 million
Deposits$106.13 million
Equity Capital$17.02 million
Loan Loss Allowance$1.23 million
Real Estate Owned$0
Historic Data - March 2013
Assets$125.74 million
Equity Capital$16.48 million
Loan Loss Allowance$1.23 million
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin2.79%
Return on Assets0.4%
Return on Equity2.94%
Interest Income$1.01 million

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Eastern International Bank Locations
Alhambra Branch328 West Valley BoulevardAlhambra, CA 91803
Eastern International Bank688 New High StreetLos Angeles, CA 90012