Eastern International Bank

Eastern International Bank is headquartered in Los Angeles and is the 199^th largest bank in the state of California. It is also the 4,253^rd largest bank in the nation. It was established in 1985 and as of March of 2012, it had grown to 26 employees at 2 locations. Eastern International Bank has a 5-star health rating.

Eastern International Bank Routing Number: 322286256

Data for Q1 2012

Institution Statistics Eastern International Bank FDIC Certificate # 32277 BankRate Report View Year Established 1985 Employees 26 Primary Regulator FDIC Assets and Liabilities Assets $129.83 million Loans $82.47 million Deposits $114.08 million Equity Capital $15.60 million Loan Loss Allowance $1.23 million Historic Data - March 2011 Assets $118.07 million Equity Capital $14.56 million Loan Loss Allowance $1.23 million Profit Margin - Quarterly Net Interest Margin 3.42% Return on Assets 0.83% Return on Equity 6.9% Interest Income $1.28 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Eastern International Bank had $0 in non-current loans and owned real-estate with $16.82 million in equity and loan loss allowances on hand to cover it. This gives Eastern International Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Deposit Growth In the past year, Eastern International Bank has increased its total deposits by $10.72 million, resulting in 10.37% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Eastern International Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Eastern International Bank has $129.83 million in assets with $16.82 million in equity, resulting in a capitalization level of 12.96%, which is excellent.

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