Institution Statistics
| Edward Jones Trust Company | | OTS # | 01485 | | FDIC Certificate # | 28390 | | BankRate Report | View | | Year Established | 1896 | | Employees | 92 | | Primary Regulator | OCC |
Assets and Liabilities | | Assets | $91.04 million | | Deposits | $50.00 million | | Equity Capital | $34.87 million |
Historic Data - March 2011 | | Assets | $38.07 million | | Equity Capital | $32.39 million |
Profit Margin - Quarterly | | Net Interest Margin | 0% | | Return on Assets | 3.54% | | Return on Equity | 9.54% | | Interest Income | $14,000 |
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Institution Health
Overall Score:
5 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Edward Jones Trust Company had $0 in non-current loans and owned real-estate with $34.87 million in equity and loan loss allowances on hand to cover it. This gives Edward Jones Trust Company a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Edward Jones Trust Company has increased its total deposits by $49.5 million, resulting in 9,900% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Edward Jones Trust Company has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Edward Jones Trust Company has $91.04 million in assets with $34.87 million in equity, resulting in a capitalization level of 38.30%, which is excellent. |
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