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1515 West 22nd Street, Suite 100w
Oak Brook, IL 60523

Evergreen Bank Group is headquartered in Oak Brook and is the 80th largest bank in the state of Illinois. It is also the 1,324th largest bank in the nation. It was established in 1999 and as of March of 2014, it had grown to 74 employees at 2 locations. Evergreen Bank Group's savings rates are 2X the national average, and it boasts a A+ health rating.

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Reviews (1)


We had banked with Evergreen for over 5 years. Decided to get a large loan through them only to have made the worst financial decision. They use under handed tactics with their loans. very unethical group of people. Stay clear of this group of vultures. There are much larger less greedy banks to do business with.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Evergreen Bank Group had $1.67 million in non-current loans and owned real-estate with $55.82 million in equity and loan loss allowances on hand to cover it. This gives Evergreen Bank Group a Texas Ratio of 2.99% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Evergreen Bank Group experienced no significant changes from 3.28% as of March 31, 2013 to 2.99% as of March 31, 2014, resulting in a positive change of 8.80%.This indicates that the balance sheet and financial strength for Evergreen Bank Group has had no significant changes in recent periods.

Deposit Growth


In the past year, Evergreen Bank Group has increased its total deposits by $45.54 million, resulting in 11.02% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Evergreen Bank Group has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Evergreen Bank Group has $510.74 million in assets with $55.82 million in equity, resulting in a capitalization level of 10.93%, which is above average.

Institution Statistics

FDIC Certificate #35230
Year Established1999
Primary RegulatorFDIC
Assets and Liabilities
Assets$510.74 million
Loans$402.28 million
Deposits$458.89 million
Equity Capital$49.71 million
Loan Loss Allowance$6.12 million
Unbacked Noncurrent Loans$1.16 million
Real Estate Owned$510,000
Historic Data - March 2013
Assets$462.27 million
Equity Capital$45.73 million
Loan Loss Allowance$6.01 million
Unbacked Noncurrent Loans$1.16 million
Real Estate Owned$996,000
Profit Margin - Quarterly
Net Interest Margin4.57%
Return on Assets1.37%
Return on Equity14.27%
Interest Income$6.26 million

Always verify rates and promotions with the bank or credit union. We are not Evergreen Bank Group, we are a rate comparison website and can not provide official rates or promotions.

Evergreen Bank Group Savings Account Rates

1.05%-$10kKasasa Saver - Qualifying
0.50%--Christmas Club
0.50%--Kids Statement Savings Account
0.50%--Statement Savings
0.50%--Evergreen Business Savings
0.05%--Kasasa Saver - Non Qualifying

Evergreen Bank Group Money Market Rates

0.65%$100k-Cornerstone Business Money Market
0.55%$25k-Cornerstone Money Market
0.25%$10k-Standard Money Market

Evergreen Bank Group Checking Account Rates

2.05%-$10kKasasa Cash - Qualifying
0.20%$15k-Cornerstone Interest Checking
0.05%$1k-Free Interest Checking
0.05%--Kasasa Cash - Non Qualifying

Evergreen Bank Group CD Rates

1.10%$1k-60 Month CD
1.05%$1k-48 Month CD
1.00%$1k-36 Month CD
0.80%$1k-30 Month CD
0.75%$1k-24 Month CD
0.70%$1k-18 Month CD
0.65%$1k-15 Month CD
0.60%$1k-12 Month CD
0.30%$1k-6 Month CD
0.25%$1k-5 Month CD
0.15%$1k-3 Month CD

Evergreen Bank Group IRA Rates

1.10%$1k-60 Month IRA CD
1.05%$1k-48 Month IRA CD
1.00%$1k-36 Month IRA CD
0.80%$1k-30 Month IRA CD
0.75%$1k-24 Month IRA CD
0.70%$1k-18 Month IRA CD
0.65%$1k-15 Month IRA CD
0.60%$1k-12 Month IRA CD
0.30%$1k-6 Month IRA CD
0.25%$1k-5 Month IRA CD
0.15%$1k-3 Month IRA CD

Evergreen Bank Group Locations
Evergreen Bank Group1515 West 22nd Street, Suite 100wOak Brook, IL 60523
Evergreen Park Branch3842 West 95th StreetEvergreen Park, IL 60805