Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
977 N. Broadway
Los Angeles, CA 90012

Far East National Bank is headquartered in Los Angeles and is the 45th largest bank in the state of California. It is also the 490th largest bank in the nation. It was established in 1974 and as of June of 2014, it had grown to 208 employees at 9 locations. Far East National Bank has a A+ health rating.

Reviews (1)


Far East National Bank is one of the worst banks to do business with. There standards are far below industry standards and their banking relationships are the worst I have experienced. I would not recommend banking or taking a loan from them.


Data for Q2 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 Far East National Bank had $4.45 million in non-current loans and owned real-estate with $326.95 million in equity and loan loss allowances on hand to cover it. This gives Far East National Bank a Texas Ratio of 1.36% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Far East National Bank decreased dramatically from 3.17% as of June 30, 2013 to 1.36% as of June 30, 2014, resulting in a positive change of 57.02%.This indicates that the balance sheet and financial strength for Far East National Bank has improved dramatically in recent periods.

Deposit Growth


In the past year, Far East National Bank has increased its total deposits by $301.1 million, resulting in 38.99% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Far East National Bank has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Far East National Bank has $1.43 billion in assets with $326.95 million in equity, resulting in a capitalization level of 22.91%, which is excellent.

Institution Statistics

FDIC Certificate #21851
Year Established1974
Primary RegulatorOCC
Assets and Liabilities
Assets$1.43 billion
Loans$989.02 million
Deposits$1.07 billion
Equity Capital$305.75 million
Loan Loss Allowance$21.20 million
Unbacked Noncurrent Loans$1.61 million
Real Estate Owned$2.84 million
Historic Data - June 2013
Assets$1.16 billion
Equity Capital$319.79 million
Loan Loss Allowance$19.90 million
Unbacked Noncurrent Loans$1.61 million
Real Estate Owned$2.84 million
Profit Margin - Quarterly
Return on Assets0.22%
Return on Equity0.95%
Interest Income$19.85 million

Always verify rates and promotions with the bank or credit union. We are not Far East National Bank, we are a rate comparison website and can not provide official rates or promotions.

Far East National Bank Savings Account Rates

0.35%$100k-Ultimate Savings Account
0.20%$5m-FENB Premium Business Savings
0.10%--Personal Savings
0.10%--Business Savings

Far East National Bank Money Market Rates

0.45%$1m-Super Money Market
0.40%$1m-Corporate Tiered Money Market

Far East National Bank Checking Account Rates

0.20%$50k-Premier Interest Checking
0.15%--Personal Interest Checking
0.15%--Business Interest Checking

Far East National Bank CD Rates

1.00%$1k-60 Month CD
1.00%$30k-60 Month Future Value CD
1.00%$1k-Business 60 Month CD
0.80%$10k-11 Month CD Promotion
0.80%$10k-Business 11 Month CD Promotion
0.78%$1k-48 Month CD
0.78%$20k-48 Month Future Value CD
0.78%$1k-Business 48 Month CD
0.65%$1k-36 Month CD
0.65%$10k-36 Month Future Value CD
0.65%$1k-Business 36 Month CD
0.55%$1k-24 Month CD
0.55%$5k-24 Month Future Value CD
0.55%$1k-Business 24 Month CD
0.50%$1k-18 Month CD
0.50%$1k-Business 18 Month CD
0.45%$1k-12 Month CD
0.45%$2,500-12 Month Future Value CD
0.45%$1k-Business 12 Month CD
0.40%$100k-180 Day CD
0.40%$100k-Business 180 Day CD
0.30%$100k-90 Day CD
0.30%$100k-Business 90 Day CD
0.28%$10k-12 Month Triple Option CD
0.28%$10k-Business 12 Month Triple Option CD
0.10%$1k-15 Day CD
0.10%$1k-30 Day CD
0.10%$1k-60 Day CD
0.10%$1k-Business 15 Day CD
0.10%$1k-Business 30 Day CD
0.10%$1k-Business 60 Day CD

Far East National Bank IRA Rates

1.00%$1k-60 Month IRA
1.00%$1k-60 Month SEP IRA
0.78%$1k-48 Month IRA
0.78%$1k-48 Month SEP IRA
0.65%$1k-36 Month IRA
0.65%$1k-36 Month SEP IRA
0.55%$1k-24 Month IRA
0.55%$1k-24 Month SEP IRA
0.50%$1k-18 Month IRA
0.50%$1k-18 Month SEP IRA
0.45%$1k-12 Month IRA
0.45%$1k-12 Month SEP IRA
0.40%$50k-180 Day IRA
0.40%$100k-180 Day SEP IRA
0.30%$100k-90 Day IRA
0.30%$100k-90 Day SEP IRA
0.10%--15 Day IRA
0.10%--30 Day IRA
0.10%--60 Day IRA
0.10%--15 Day SEP IRA
0.10%--30 Day SEP IRA
0.10%--60 Day SEP IRA

Far East National Bank Locations
Cupertino Branch10465 South De Anza BoulevardCupertino, CA 95014
Alhambra Branch105 East Valley BoulevardAlhambra, CA 91801
Irvine Branch14439 Culver DriveIrvine, CA 92604
City Of Industry Branch17851 Colima Road, Suite BCity Of Industry, CA 91748
San Francisco333 Pine Street, Suite 100San Francisco, CA 94104
Fremont Branch46324 Warm Springs Blvd Suite 707Fremont, CA 94538
Arcadia Branch635-637 West Duarte RdArcadia, CA 91007
Monterey Park Branch809 So. Atlantic Blvd, #101-102Monterey Park, CA 91754
Far East National Bank977 N. BroadwayLos Angeles, CA 90012