Farmers & Stockmens Bank is headquartered in Clayton and is the 33rd largest bank in the state of New Mexico. It is also the 4,009th largest bank in the nation. It was established in 1920 and as of September of 2013, it had grown to 50 employees at 3 locations. Farmers & Stockmens Bank has a B+ health rating.
No reviews have been left for this bank yet. Be the first to review.
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2013 Farmers & Stockmens Bank had $179,000 in non-current loans and owned real-estate with $14.91 million in equity and loan loss allowances on hand to cover it. This gives Farmers & Stockmens Bank a Texas Ratio of 1.20% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Farmers & Stockmens Bank decreased dramatically from 1.82% as of September 30, 2012 to 1.20% as of September 30, 2013, resulting in a positive change of 34.18%.This indicates that the balance sheet and financial strength for Farmers & Stockmens Bank has improved dramatically in recent periods.
In the past year, Farmers & Stockmens Bank has decreased its total deposits by -$11.82 million, resulting in -9.4% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Farmers & Stockmens Bank has shown is below average.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Farmers & Stockmens Bank has $134.43 million in assets with $14.91 million in equity, resulting in a capitalization level of 11.09%, which is excellent.
|FDIC Certificate #||13625|
|Assets and Liabilities|
|Equity Capital||$13.51 million|
|Loan Loss Allowance||$1.40 million|
|Real Estate Owned||$179,000|
|Historic Data - September 2012|
|Equity Capital||$12.55 million|
|Loan Loss Allowance||$1.27 million|
|Unbacked Noncurrent Loans||$0|
|Real Estate Owned||$359,000|
|Profit Margin - Quarterly|
|Net Interest Margin||3.97%|
|Return on Assets||1.82%|
|Return on Equity||18.58%|
|Interest Income||$4.26 million|
Sorry, we do not have rate data for Farmers & Stockmens Bank
|Farmers & Stockmens Bank Locations|
|Central Bank & Trust Branch||1 South Nevada Avenue||Colorado Springs, CO 80903|
|Farmers & Stockmens Bank||22 Maple Street||Clayton, NM 88415|
|Des Moines Branch||Highway 87||Des Moines, NM 88418|