Main Street
Fayetteville, TX 78940
(979) 378-4261
www.fayettevillebank.com



Fayetteville Bank is headquartered in Fayetteville and is the 181st largest bank in the state of Texas. It is also the 2,375th largest bank in the nation. It was established in 1917 and as of September of 2011, it had grown to 23 employees at 2 locations. Fayetteville Bank's savings rates are 5X the national average, and it boasts a 5-star health rating.

Fayetteville Bank Routing Number: 113117411

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Top Short- and Mid-Term CD Rates at Fayetteville Bank in Texas - Local Only - 5/13/2010

Fayetteville Bank is offering a few very competitive short- and mid-term CD rates. The most competitive rates are for terms from 6 months to 24 months. The rates as listed at the bank's rates page as ...



See Rates for: Checking | Savings | Money Market | CD

Fayetteville Bank Checking Account Rates

ApyMinMaxProduct
0.25%$25k-Gold Star Checking

Fayetteville Bank Savings Account Rates

ApyMinMaxProduct
2.79%$50-IRA Savings
0.80%$100-Passbook Savings
0.80%$25-Christmas Club Savings
0.60%$10k-Health Savings Account

Fayetteville Bank Money Market Rates

ApyMinMaxProduct
0.85%$100k-Gold Star Money Market Account
0.50%$100k-Lone Star Money Market

Fayetteville Bank CD Rates

ApyMinMaxProduct
2.33%$100k-60 Month Jumbo CD
2.17%$500$100k60 Month CD
1.92%$100k-48 Month Jumbo CD
1.77%$500$100k48 Month CD
1.77%$100k-36 Month Jumbo CD
1.61%$500$100k36 Month CD
1.51%$100k-24 Month Jumbo CD
1.41%$500$100k24 Month CD
1.41%$100k-18 Month Jumbo CD
1.31%$500$100k18 Month CD
1.31%$100k-12 Month Jumbo CD
1.16%$500$100k12 Month CD
1.16%$100k-6 Month Jumbo CD
1.00%$500$100k6 Month CD
0.72%$100k-3 Month Jumbo CD
0.57%$500$100k3 Month CD
0.40%$100k-1 Month Jumbo CD
0.25%$500$100k1 Month CD

Rates updated: 2/11/2012

Data for Q3 2011


Institution Statistics


Fayetteville Bank
FDIC Certificate #3195
BankRate ReportView
Year Established1917
Employees23
Primary RegulatorFDIC

Assets and Liabilities

Assets$268.34 million
Loans$56.73 million
Deposits$238.38 million
Equity Capital$26.60 million
Loan Loss Allowance$1.14 million

Historic Data - September 2010

Assets$223.33 million
Equity Capital$19.50 million
Loan Loss Allowance$1.02 million
Unbacked Noncurrent Loans$762,000
Real Estate Owned$802,000

Profit Margin - Quarterly

Net Interest Margin3.29%
Return on Assets2.07%
Return on Equity25.12%
Interest Income$8.38 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Fayetteville Bank had $0 in non-current loans and owned real-estate with $27.74 million in equity and loan loss allowances on hand to cover it. This gives Fayetteville Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth5
In the past year, Fayetteville Bank has increased its total deposits by $38.4 million, resulting in 19.2% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Fayetteville Bank has shown is excellent.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Fayetteville Bank has $268.34 million in assets with $27.74 million in equity, resulting in a capitalization level of 10.34%, which is above average.
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