Institution Statistics
| Fidelity Management Trust Company | | FDIC Certificate # | 23468 | | BankRate Report | View | | Year Established | 1981 | | Employees | 1 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $100.52 million | | Deposits | $50.50 million | | Equity Capital | $46.09 million |
Historic Data - March 2011 | | Assets | $100.70 million | | Equity Capital | $42.20 million |
Profit Margin - Quarterly | | Net Interest Margin | -0.2% | | Return on Assets | 22.51% | | Return on Equity | 50.88% | | Interest Income | $3,000 |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Fidelity Management Trust Company had $0 in non-current loans and owned real-estate with $46.09 million in equity and loan loss allowances on hand to cover it. This gives Fidelity Management Trust Company a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Fidelity Management Trust Company has increased its total deposits by $0, resulting in 0% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Fidelity Management Trust Company has shown is average. | | Capitalization | | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Fidelity Management Trust Company has $100.52 million in assets with $46.09 million in equity, resulting in a capitalization level of 45.85%, which is excellent. |
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