Institution Statistics
| Fiduciary Trust Company International | | FDIC Certificate # | 20225 | | BankRate Report | View | | Year Established | 1930 | | Employees | 242 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $1.00 billion | | Loans | $174.93 million | | Deposits | $717.16 million | | Equity Capital | $245.59 million | | Unbacked Noncurrent Loans | $10,000 |
Historic Data - March 2011 | | Assets | $872.58 million | | Equity Capital | $243.67 million | | Unbacked Noncurrent Loans | $15,000 |
Profit Margin - Quarterly | | Net Interest Margin | 0.95% | | Return on Assets | 1.33% | | Return on Equity | 5.83% | | Interest Income | $2.42 million |
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Institution Health
Overall Score:
5 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Fiduciary Trust Company International had $10,000 in non-current loans and owned real-estate with $245.59 million in equity and loan loss allowances on hand to cover it. This gives Fiduciary Trust Company International a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Texas Ratio Trend |  | | The Texas Ratio for Fiduciary Trust Company International decreased slightly from 0.01% as of March 31, 2011 to 0.00% as of March 31, 2012, resulting in a positive change of 33.85%.This indicates that the balance sheet and financial strength for Fiduciary Trust Company International has improved slightly in recent periods. | | Deposit Growth |  | | In the past year, Fiduciary Trust Company International has increased its total deposits by $128.74 million, resulting in 21.88% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Fiduciary Trust Company International has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Fiduciary Trust Company International has $1 billion in assets with $245.59 million in equity, resulting in a capitalization level of 24.44%, which is excellent. |
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