Institution Statistics
| Fieldpoint Private Bank & Trust | | OTS # | 18058 | | FDIC Certificate # | 58741 | | BankRate Report | View | | Year Established | 2008 | | Employees | 61 | | Primary Regulator | OCC |
Assets and Liabilities | | Assets | $631.99 million | | Loans | $324.89 million | | Deposits | $477.39 million | | Equity Capital | $77.83 million | | Loan Loss Allowance | $2.95 million |
Historic Data - March 2011 | | Assets | $460.60 million | | Equity Capital | $73.71 million | | Loan Loss Allowance | $2.60 million |
Profit Margin - Quarterly | | Net Interest Margin | 2.92% | | Return on Assets | 0.17% | | Return on Equity | 1.32% | | Interest Income | $4.87 million |
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Institution Health
Overall Score:
5 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Fieldpoint Private Bank & Trust had $0 in non-current loans and owned real-estate with $80.78 million in equity and loan loss allowances on hand to cover it. This gives Fieldpoint Private Bank & Trust a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Fieldpoint Private Bank & Trust has increased its total deposits by $104.79 million, resulting in 28.12% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Fieldpoint Private Bank & Trust has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Fieldpoint Private Bank & Trust has $631.99 million in assets with $80.78 million in equity, resulting in a capitalization level of 12.78%, which is excellent. |
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