Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
Not Federally Insured
2828 Euclid Ave Ste 300
Cleveland, OH 44115

Firefighters Community Credit Union is headquartered in Cleveland and is the 29th largest credit union in the state of Ohio. It is also the 931st largest credit union in the nation. It was established in 1936 and as of March of 2014, it had grown to 57 employees and 27,700 members. Firefighters Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Firefighters Community Credit Union is open to anyone who lives, works, worships or attends school in Cuyahoga and Lake counties. You can also be eligible to join via Select Employer Groups. Everyone related to a current member by blood, adoption or marriage is also eligible to join FFCCU. - See Details

Related Posts

No reviews have been left for this bank yet. Be the first to review.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Firefighters Community Credit Union had $1.95 million in non-current loans and owned real-estate with $23.36 million in equity and loan loss allowances on hand to cover it. This gives Firefighters Community Credit Union a Texas Ratio of 8.36% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Firefighters Community Credit Union experienced no significant changes from 8.59% as of March 31, 2013 to 8.36% as of March 31, 2014, resulting in a positive change of 2.63%.This indicates that the balance sheet and financial strength for Firefighters Community Credit Union has had no significant changes in recent periods.

Deposit Growth


In the past year, Firefighters Community Credit Union has increased its total deposits by $1.75 million, resulting in 1% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Firefighters Community Credit Union has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Firefighters Community Credit Union has $201.44 million in assets with $23.36 million in equity, resulting in a capitalization level of 11.60%, which is excellent.

Institution Statistics

NCUA #96723
Year Chartered1936
Primary Regulator
Assets and Liabilities
Assets$201.45 million
Loans$149.19 million
Deposits$177.19 million
Equity Capital$22.20 million
Loan Loss Allowance$1.16 million
Unbacked Noncurrent Loans$1.95 million
Real Estate Owned$0
Historic Data - March 2013
Assets$201.08 million
Equity Capital$22.30 million
Loan Loss Allowance$897,000
Unbacked Noncurrent Loans$1.95 million
Real Estate Owned$0
Profit Margin - Quarterly
Return on Assets-0.36%
Return on Equity-3.22%
Interest Income$1.88 million

Always verify rates and promotions with the bank or credit union. We are not Firefighters Community Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Firefighters Community Credit Union Savings Account Rates

0.20%$50-IRA Savings
0.20%$50-Roth IRA Savings
0.20%$50-CESA Savings
0.05%$50-Regular Savings
0.05%$50-Christmas Club
0.05%$50-Travel/Vacation Club
0.05%$50-Sparky's Club Savings
0.05%$50-Business Savings

Firefighters Community Credit Union Money Market Rates

0.25%$50k-Money Market Account

Firefighters Community Credit Union Checking Account Rates

2.00%$500$25kAdvantage Checking - Qualifying
0.05%$500-Regular Checking

Firefighters Community Credit Union CD Rates

1.45%$500-60 Month CD
1.20%$500-48 Month CD
0.90%$500-36 Month CD
0.70%$500-24 Month CD
0.60%$500-18 Month CD
0.50%$500-12 Month CD
0.30%$500-6 Month CD
0.20%$500-3 Month CD

Firefighters Community Credit Union IRA Rates

1.45%$500-60 Month IRA
1.20%$500-48 Month IRA
0.90%$500-36 Month IRA
0.70%$500-24 Month IRA
0.60%$500-18 Month IRA
0.50%$500-12 Month IRA
0.30%$500-6 Month IRA
0.20%$500-3 Month IRA

Sorry, but we do not have location data for Firefighters Community Credit Union. Its headquarters is located at 2828 Euclid Ave Ste 300 - Cleveland, OH 44115