First Financial Bank, National Association (TX)

First Financial Bank, National Association (TX) is headquartered in Southlake and is the 155^th largest bank in the state of Texas. It is also the 2,011^st largest bank in the nation. It was established in 1907 and as of March of 2012, it had grown to 68 employees at 7 locations. First Financial Bank, National Association (TX) has a 5-star health rating.

First Financial Bank, National Association (TX) Checking Account Rates

First Financial Bank, National Association (TX) Savings Account Rates

First Financial Bank, National Association (TX) Money Market Rates

First Financial Bank, National Association (TX) CD Rates

First Financial Bank, National Association (TX) IRA Rates

Data for Q1 2012

Institution Statistics First Financial Bank, National Association FDIC Certificate # 3114 BankRate Report View Year Established 1907 Employees 68 Primary Regulator OCC Assets and Liabilities Assets $324.64 million Loans $199.29 million Deposits $275.44 million Equity Capital $41.01 million Loan Loss Allowance $4.48 million Unbacked Noncurrent Loans $3.07 million Real Estate Owned $1.93 million Historic Data - March 2011 Assets $302.62 million Equity Capital $39.26 million Loan Loss Allowance $4.58 million Unbacked Noncurrent Loans $3.03 million Real Estate Owned $1.72 million Profit Margin - Quarterly Net Interest Margin 4.73% Return on Assets 1.08% Return on Equity 8.45% Interest Income $3.45 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 First Financial Bank, National Association (TX) had $5 million in non-current loans and owned real-estate with $45.49 million in equity and loan loss allowances on hand to cover it. This gives First Financial Bank, National Association (TX) a Texas Ratio of 10.99% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for First Financial Bank, National Association (TX) held steady from 8.35% as of March 31, 2011 to 10.99% as of March 31, 2012, resulting in a negative change of 31.49%. This indicates that the balance sheet and financial strength for First Financial Bank, National Association (TX) has held steady in recent periods. Deposit Growth In the past year, First Financial Bank, National Association (TX) has increased its total deposits by $18.78 million, resulting in 7.32% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth First Financial Bank, National Association (TX) has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. First Financial Bank, National Association (TX) has $324.64 million in assets with $45.49 million in equity, resulting in a capitalization level of 14.01%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.