Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
P.O. Box 383
Hoolehua, HI 96729

First Hawaiian Homes Credit Union is headquartered in HOOLEHUA and is the 69th largest credit union in the state of Hawaii. It is also the 5,608th largest credit union in the nation. It was established in 1937 and as of March of 2014, it had grown to 2 employees and 1,342 members. First Hawaiian Homes Credit Union has a C+ health rating.

No reviews have been left for this bank yet. Be the first to review.



Health

Data for Q1 2014

Institution Health

C+
Additional Factors: Institutions with a small asset base or a short operating history can represent an instability risk beyond what their financial ratios indicate. First Hawaiian Homes Credit Union has a very low asset base.

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 First Hawaiian Homes Credit Union had $0 in non-current loans and owned real-estate with $667,000 in equity and loan loss allowances on hand to cover it. This gives First Hawaiian Homes Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Deposit Growth

GRADE:
C-

In the past year, First Hawaiian Homes Credit Union has decreased its total deposits by $-72,000, resulting in -2.6% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth First Hawaiian Homes Credit Union has shown is below average.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. First Hawaiian Homes Credit Union has $3.36 million in assets with $667,000 in equity, resulting in a capitalization level of 19.85%, which is excellent.

Institution Statistics

Overall
NCUA #2223
Year Chartered1937
Employees2
Primary Regulator
Assets and Liabilities
Assets$3.36 million
Loans$1.45 million
Deposits$2.70 million
Equity Capital$651,000
Loan Loss Allowance$16,000
Real Estate Owned$0
Historic Data - March 2013
Assets$3.42 million
Equity Capital$646,000
Loan Loss Allowance$16,000
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin2.26%
Return on Assets0%
Return on Equity0%
Interest Income$37,000
Rates

Sorry, we do not have rate data for First Hawaiian Homes Credit Union

Locations


First Hawaiian Homes Credit Union Locations
Branch OfficePO Box 383HOOLEHUA, HI 96729-0383