Institution Statistics
| First Kansas Bank | | FDIC Certificate # | 18474 | | BankRate Report | View | | Year Established | 1961 | | Employees | 19 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $103.24 million | | Loans | $18.78 million | | Deposits | $86.73 million | | Equity Capital | $9.47 million | | Loan Loss Allowance | $518,000 |
Historic Data - March 2011 | | Assets | $92.94 million | | Equity Capital | $7.14 million | | Loan Loss Allowance | $523,000 |
Profit Margin - Quarterly | | Net Interest Margin | 2.76% | | Return on Assets | 1.07% | | Return on Equity | 11.97% | | Interest Income | $759,000 |
|
|
Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 First Kansas Bank had $0 in non-current loans and owned real-estate with $9.99 million in equity and loan loss allowances on hand to cover it. This gives First Kansas Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth | | | In the past year, First Kansas Bank has increased its total deposits by $5.06 million, resulting in 6.2% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth First Kansas Bank has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. First Kansas Bank has $103.24 million in assets with $9.99 million in equity, resulting in a capitalization level of 9.68%, which is average. |
|
