Institution Statistics
| First National Bank Alaska | | FDIC Certificate # | 16130 | | BankRate Report | View | | Year Established | 1922 | | Employees | 662 | | Primary Regulator | OCC |
Assets and Liabilities | | Assets | $2.94 billion | | Loans | $1.14 billion | | Deposits | $2.01 billion | | Equity Capital | $447.89 million | | Loan Loss Allowance | $12.25 million | | Unbacked Noncurrent Loans | $34.22 million | | Real Estate Owned | $17.92 million |
Historic Data - March 2011 | | Assets | $2.75 billion | | Equity Capital | $423.82 million | | Loan Loss Allowance | $15.00 million | | Unbacked Noncurrent Loans | $34.23 million | | Real Estate Owned | $18.61 million |
Profit Margin - Quarterly | | Net Interest Margin | 3.96% | | Return on Assets | 1.41% | | Return on Equity | 9.17% | | Interest Income | $27.98 million |
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Institution Health
Overall Score:
5 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 First National Bank Alaska had $52.14 million in non-current loans and owned real-estate with $460.14 million in equity and loan loss allowances on hand to cover it. This gives First National Bank Alaska a Texas Ratio of 11.33% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Texas Ratio Trend |  | | The Texas Ratio for First National Bank Alaska held steady from 12.10% as of March 31, 2011 to 11.33% as of March 31, 2012, resulting in a positive change of 6.36%.This indicates that the balance sheet and financial strength for First National Bank Alaska has held steady in recent periods. | | Deposit Growth |  | | In the past year, First National Bank Alaska has increased its total deposits by $224.86 million, resulting in 12.56% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth First National Bank Alaska has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. First National Bank Alaska has $2.94 billion in assets with $460.14 million in equity, resulting in a capitalization level of 15.67%, which is excellent. |
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