First National Bank Alaska

First National Bank Alaska Locations
101 W. 36th Avenue
Anchorage, AK 99510
1-800-856-4362
www.fnbalaska.com



First National Bank Alaska is headquartered in Anchorage and is the largest bank in the state of Alaska. It is also the 243rd largest bank in the nation. It was established in 1922 and as of March of 2012, it had grown to 662 employees at 30 locations. First National Bank Alaska has a 5-star health rating.

First National Bank Alaska Routing Number: 125200060



See Rates for: Checking | Savings | Money Market | CD | IRA

First National Bank Alaska Checking Account Rates

ApyMinMaxProduct
0.04%$100k-First Rate Account

First National Bank Alaska Savings Account Rates

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0.23%$50k-Health Savings Account
0.21%$250k-First Tier Savings Account
0.18%--Savings Account

First National Bank Alaska Money Market Rates

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0.15%$2,500k-Super First Investment Account
0.05%$50k-First Investment Account

First National Bank Alaska CD Rates

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0.95%$100k-60+ Month CD
0.50%$100k-36 - 59 Month CD
0.30%$100k-24 - 35 Month CD
0.25%$100k-365 Day CD
0.25%$100k-12 - 17 Month CD
0.25%$100k-18 - 23 Month CD
0.20%$100k-180 - 364 Day CD
0.15%$100k-30 - 59 Day CD
0.15%$100k-60 - 89 Day CD
0.15%$100k-90 - 179 Day CD

First National Bank Alaska IRA Rates

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0.80%$25k-365 Day IRA

Rates updated: 3/15/2012

Data for Q1 2012


Institution Statistics


First National Bank Alaska
FDIC Certificate #16130
BankRate ReportView
Year Established1922
Employees662
Primary RegulatorOCC

Assets and Liabilities

Assets$2.94 billion
Loans$1.14 billion
Deposits$2.01 billion
Equity Capital$447.89 million
Loan Loss Allowance$12.25 million
Unbacked Noncurrent Loans$34.22 million
Real Estate Owned$17.92 million

Historic Data - March 2011

Assets$2.75 billion
Equity Capital$423.82 million
Loan Loss Allowance$15.00 million
Unbacked Noncurrent Loans$34.23 million
Real Estate Owned$18.61 million

Profit Margin - Quarterly

Net Interest Margin3.96%
Return on Assets1.41%
Return on Equity9.17%
Interest Income$27.98 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 First National Bank Alaska had $52.14 million in non-current loans and owned real-estate with $460.14 million in equity and loan loss allowances on hand to cover it. This gives First National Bank Alaska a Texas Ratio of 11.33% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for First National Bank Alaska held steady from 12.10% as of March 31, 2011 to 11.33% as of March 31, 2012, resulting in a positive change of 6.36%.This indicates that the balance sheet and financial strength for First National Bank Alaska has held steady in recent periods.
Deposit Growth5
In the past year, First National Bank Alaska has increased its total deposits by $224.86 million, resulting in 12.56% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth First National Bank Alaska has shown is excellent.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. First National Bank Alaska has $2.94 billion in assets with $460.14 million in equity, resulting in a capitalization level of 15.67%, which is excellent.
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