Average User Rating:2.5 star rating based on 3 reviews.
First National Bank (LA)
First National Bank (LA) Locations|
1890 North Railroad Avenue Arcadia, LA 71001 (318) 263-8482 www.theuncommonbank.com  |
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First National Bank (LA) is headquartered in Arcadia and is the 68th largest bank in the state of Louisiana. It is also the 3,091st largest bank in the nation. It was established in 1935 and as of March of 2013, it had grown to 69 employees at 8 locations. First National Bank (LA)'s savings rates are 2X the national average, and it has a 3-star health rating.
Related Posts
First National Bank (LA) Kasasa Cash Rewards Cuts Rate To 2.55% (on $15K), Raises POS To 15 (Forum) - 2/14/2013
First National Bank based in LA has a Kasasa Cash rewards checking account that had been paying 3.05% with 12 required monthly POS. Recently, and with the cycle end statement that arrived today, FNB had announced that they were raising the number of req
First National Bank LA To Cut Rewards Checking Rate To 3.01%/3.05 APY On Feb. 9, 2012 (Forum) - 1/12/2012
My monthly Kasasa Cash rewards checking statement from First National Bank in Louisiana today included the following update: "Effective February 9, 2012 the interest rate on Kasasa checking accounts will change to 3.01% with an APY of 3.05%." The curr
High-Yield Reward Checking Account at First National Bank in Louisiana - 12/17/2010
First National Bank is offering a reward checking and savings account under the Kasasa brand. The accounts have the following rates and features if certain monthly requirements are met (as of 12/17/20 ...
See Rates for: Checking | Savings | Money Market | CD | IRA
First National Bank (LA) Checking Account Rates
First National Bank (LA) Savings Account Rates
First National Bank (LA) Money Market Rates
First National Bank (LA) CD Rates
| Apy | Min | Max | Product | |
| 1.00% | - | - | 60 Month CD | |
| 1.00% | - | - | Business 60 Month CD | |
| 0.85% | $100k | - | 5 Year CDARS with Checking | |
| 0.85% | $100k | - | Business 5 Year CDARS with Checking | |
| 0.85% | - | - | 48 Month CD | |
| 0.85% | - | - | Business 48 Month CD | |
| 0.75% | - | - | 36 Month CD | |
| 0.75% | - | - | Business 36 Month CD | |
| 0.60% | - | - | 30 Month CD | |
| 0.60% | - | - | Business 30 Month CD | |
| 0.50% | - | - | 24 Month CD | |
| 0.50% | - | - | Business 24 Month CD | |
| 0.45% | $100k | - | 3 Year CDARS with Checking | |
| 0.45% | $100k | - | Business 3 Year CDARS with Checking | |
| 0.40% | - | - | 18 Month CD | |
| 0.40% | - | - | Business 18 Month CD | |
| 0.35% | - | - | 12 Month CD | |
| 0.35% | - | - | Business 12 Month CD | |
| 0.27% | $100k | - | 2 Year CDARS with Checking | |
| 0.27% | $100k | - | Business 2 Year CDARS with Checking | |
| 0.20% | - | - | 182 Day CD | |
| 0.20% | - | - | Business 182 Day CD | |
| 0.15% | $100k | - | 52 Week CDARS with Checking | |
| 0.15% | $100k | - | Business 52 Week CDARS with Checking | |
| 0.10% | - | - | 91 Day CD | |
| 0.10% | $100k | - | 26 Week CDARS with Checking | |
| 0.10% | - | - | Business 91 Day CD | |
| 0.10% | $100k | - | Business 26 Week CDARS with Checking | |
| 0.07% | $100k | - | 13 Week CDARS with Checking | |
| 0.07% | $100k | - | Business 13 Week CDARS with Checking | |
| 0.05% | - | - | 7 - 31 Day CD | |
| 0.05% | $100k | - | 4 Week CDARS with Checking | |
| 0.05% | - | - | Business 7 - 31 Day CD | |
| 0.05% | $100k | - | Business 4 Week CDARS with Checking |
First National Bank (LA) IRA Rates
Rates updated: 6/18/2013
Data for Q1 2013
Institution Statistics
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Institution Health
Overall Score:
3 out of 5 
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First National Has Been A Great Asset!
- BadRabbit - Thursday, January 3, 2013 - 3:11 PMEven when trying to purchase a home 1500 miles away, FNB in Arcadia has been super! Easy to call up and talk to a real live person. Everyone is friendly, courteous and willing to find answers to my questions. Plus the interest rate on my Kasasa Cash account makes all of my friends jealous. A great bank offering a great financial product.
1
It's Evident That They Don't Want Small Accounts!!!!!
- Anonymous - Saturday, July 14, 2012 - 4:59 AMEver since Parkvale bank went over to First National, I have had nothing but a hassle...First it was a charge of $2.00 monthly charge for maintenance. Then the new checks came and they decided they didn't like the short version on my first name so they gave me the NAME they wanted me to use...(I have had a checking acct. with Park Vale for more years then I can remember with the SAME name (shortened first name)....If that wasn't enough, without asking or giving my permission, I was put into the account that they wanted me to have with now a $10.00 a month maintenance charge....I get and got the message....."they don't want me in their bank"...so be it....I'm so out of there.
1
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Cannot Recommend
I look for several things in a deposit account:
1) a great rate on a relatively high balance threshold
2) quick ACH transfer service (not a bank that floats my money for two days)
2) strong online presence that includes Yodlee/Mint.com support
FNB Arcadia had a decent rate on their Kasasa rewards checking account, 3.55% on 15K when I opened my account. As with other rewards checking accounts, the requirement was 12 debit card purchases and one direct deposit per month to receive that rate. After having the account opened for only two months, during which I met all of the requirements but kept my balance just over $15K, I received a notice that FNB deemed I was not using my account as a "primary checking account" and closed it, disabling my debit card without notifying me. Embarrassingly, I discovered this at a cash register as I attemped to use my card when the cashier told me my card was lost/stolen. Not the way to treat a customer.
FNB does not have an ACH transfer service. Like many small banks, they recommend you set up your other accounts as payees in the bill payment solution. While this results in an ACH transfer, it seems less than professional to do it this way.
FNB does not have a strong online presence. The servicing and bill pay sites are outsourced to two different vendors and look quite unprofessional. Yodlee does support FNB, but Mint.com does.