First National Bank of Omaha

16th And Dodge Streets
Omaha, NE 68197
1-800-642-0014
www.firstnational.com
For a century and a half, First National Bank, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry.

First National Bank of Omaha Routing Number: 104000016

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First National Bank Omaha's Pay Yourself First Savings Promotion - 7/12/2009

First National Bank Omaha is offering a savings account promotion called Pay Yourself First Savings. It's a little like Wachovia's Way2Save account (see post). You can make a nice little bonus with a small amount of money. It probably won't appeal to...



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See Rates for: Checking | Savings | Money Market | CD | IRA

First National Bank of Omaha Checking Account Rates

ApyMinMaxProduct
0.15%$5k-Customer First Premier Checking
0.05%--Customer First Complete Checking
0.05%--First At Work Checking
0.05%--Customer First Classic Checking

First National Bank of Omaha Savings Account Rates

ApyMinMaxProduct
0.30%$100-Health Savings Account
0.20%--Customer First Premier Savings
0.10%--Customer First Complete Savings
0.05%--Customer First Savings

First National Bank of Omaha Money Market Rates

ApyMinMaxProduct
0.20%--Customer First Premier Money Market
0.10%--Customer First Complete Money Market
0.05%--Customer First Money Market

First National Bank of Omaha CD Rates

ApyMinMaxProduct
1.65%$500-60 Month CD w/Checking
1.40%$500-60 Month CD w/o Checking
1.30%$500-48 Month CD w/Checking
1.05%$500-48 Month CD w/o Checking
0.95%$500-36 Month CD w/Checking
0.85%$500-30 Month CD w/Checking
0.75%$500-24 Month CD w/Checking
0.70%$500-36 Month CD w/o Checking
0.65%$500-18 Month CD w/Checking
0.60%$500-12 Month CD w/Checking
0.60%$500-30 Month CD w/o Checking
0.50%$500-9 Month CD w/Checking
0.50%$500-15 Month CD w/Checking
0.50%$500-24 Month CD w/o Checking
0.45%$500-21 Month No Worry CD w/Checking
0.40%$500-6 Month CD w/Checking
0.40%$500-18 Month CD w/o Checking
0.35%$500-12 Month CD w/o Checking
0.35%$500-91 Day CD w/Checking
0.25%$500-9 Month CD w/o Checking
0.25%$500-15 Month CD w/o Checking
0.20%$500-21 Month No Worry CD w/o Checking
0.15%$500-6 Month CD w/o Checking
0.10%$500-91 Day CD w/o Checking

First National Bank of Omaha IRA Rates

ApyMinMaxProduct
1.65%$500-60 Month IRA w/Checking
1.65%$500-60 Month Roth IRA w/Checking
1.65%$500-60 Month CESA w/Checking
1.40%$500-60 Month IRA w/o Checking
1.40%$500-60 Month Roth IRA w/o Checking
1.40%$500-60 Month CESA w/o Checking
1.30%$500-48 Month IRA w/Checking
1.30%$500-48 Month Roth IRA w/Checking
1.30%$500-48 Month CESA w/Checking
1.05%$500-48 Month IRA w/o Checking
1.05%$500-48 Month Roth IRA w/o Checking
1.05%$500-48 Month CESA w/o Checking
0.95%$500-36 Month IRA w/Checking
0.95%$500-36 Month Roth IRA w/Checking
0.95%$500-36 Month CESA w/Checking
0.85%$500-30 Month IRA w/Checking
0.85%$500-30 Month Roth IRA w/Checking
0.85%$500-30 Month CESA w/Checking
0.75%$500-24 Month Add-On IRA w/Checking
0.75%$500-24 Month Add-On Roth IRA w/Checking
0.75%$500-24 Month Add-On CESA w/Checking
0.70%$500-36 Month IRA w/o Checking
0.70%$500-36 Month Roth IRA w/o Checking
0.70%$500-36 Month CESA w/o Checking
0.65%$500-18 Month IRA w/Checking
0.65%$500-18 Month Roth IRA w/Checking
0.65%$500-18 Month CESA w/Checking
0.60%$500-12 Month IRA w/Checking
0.60%$500-30 Month IRA w/o Checking
0.60%$500-12 Month Roth IRA w/Checking
0.60%$500-30 Month Roth IRA w/o Checking
0.60%$500-12 Month CESA w/Checking
0.60%$500-30 Month CESA w/o Checking
0.50%$500-9 Month IRA w/Checking
0.50%$500-15 Month IRA w/Checking
0.50%$500-24 Month Add-On IRA w/o Checking
0.50%$500-9 Month Roth IRA w/Checking
0.50%$500-15 Month Roth IRA w/Checking
0.50%$500-24 Month Add-On Roth IRA w/o Checking
0.50%$500-9 Month CESA w/Checking
0.50%$500-15 Month CESA w/Checking
0.50%$500-24 Month Add-On CESA w/o Checking
0.45%$500-21 Month No Worry IRA w/Checking
0.45%$500-21 Month No Worry Roth IRA w/Checking
0.45%$500-21 Month No Worry CESA w/Checking
0.40%$500-6 Month IRA w/Checking
0.40%$500-18 Month IRA w/o Checking
0.40%$500-6 Month Roth IRA w/Checking
0.40%$500-18 Month Roth IRA w/o Checking
0.40%$500-6 Month CESA w/Checking
0.40%$500-18 Month CESA w/o Checking
0.35%$500-12 Month IRA w/o Checking
0.35%$500-91 Days IRA w/Checking
0.35%$500-91 Days Roth IRA w/Checking
0.35%$500-12 Month Roth IRA w/o Checking
0.35%$500-91 Days CESA w/Checking
0.35%$500-12 Month CESA w/o Checking
0.25%$500-9 Month IRA w/o Checking
0.25%$500-15 Month IRA w/o Checking
0.25%$500-9 Month Roth IRA w/o Checking
0.25%$500-15 Month Roth IRA w/o Checking
0.25%$500-9 Month CESA w/o Checking
0.25%$500-15 Month CESA w/o Checking
0.20%$500-21 Month No Worry IRA w/o Checking
0.20%$500-21 Month No Worry Roth IRA w/o Checking
0.20%$500-21 Month No Worry CESA w/o Checking
0.15%$500-6 Month IRA w/o Checking
0.15%$500-6 Month Roth IRA w/o Checking
0.15%$500-6 Month CESA w/o Checking
0.10%$500-91 Days IRA w/o Checking
0.10%$500-91 Days Roth IRA w/o Checking
0.10%$500-91 Days CESA w/o Checking

Rates updated: 2/11/2012

Data for Q3 2011


Institution Statistics


First National Bank of Omaha
FDIC Certificate #5452
BankRate ReportView
Year Established1857
Employees3695
Primary RegulatorOCC

Assets and Liabilities

Assets$13.16 billion
Loans$8.56 billion
Deposits$10.51 billion
Equity Capital$1.42 billion
Loan Loss Allowance$306.80 million
Unbacked Noncurrent Loans$193.11 million
Real Estate Owned$50.27 million

Historic Data - September 2010

Assets$13.13 billion
Equity Capital$1.25 billion
Loan Loss Allowance$529.01 million
Unbacked Noncurrent Loans$367.71 million
Real Estate Owned$61.28 million

Profit Margin - Quarterly

Net Interest Margin6.13%
Return on Assets1.57%
Return on Equity15.1%
Interest Income$583.70 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 First National Bank of Omaha had $243.38 million in non-current loans and owned real-estate with $1.73 billion in equity and loan loss allowances on hand to cover it. This gives First National Bank of Omaha a Texas Ratio of 14.08% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for First National Bank of Omaha decreased significantly from 24.10% as of September 30, 2010 to 14.08% as of September 30, 2011, resulting in a positive change of 41.60%.This indicates that the balance sheet and financial strength for First National Bank of Omaha has improved significantly in recent periods.
Deposit Growth5
In the past year, First National Bank of Omaha has increased its total deposits by $749.86 million, resulting in 7.68% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth First National Bank of Omaha has shown is excellent.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. First National Bank of Omaha has $13.16 billion in assets with $1.73 billion in equity, resulting in a capitalization level of 13.14%, which is excellent.
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