Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
800-642-0014
1620 Dodge Street
Omaha, NE 68197

For a century and a half, First National Bank, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry.

Related Posts



Reviews (2)

FIRST NATIONAL BANK CUSTOMER SERVICE

i had a first national bank american express card and had a perfect payment history. I aquired another credit card and bought a new car and without even giving me notice they cancelled my account. There is no collections on my credit and no late payments on any of my accounts. Talk about loyality and being left high and dry on a vacation. I was warned by other people not to use them and I am now warning you that this bank is BAD NEWS !!! BAD CUSTOMER SERVICE !!!! AND THEY SEE NO-ONE AS A LOYAL CUSTOMER !!!!!

The Worst Customer Service Ever. We Were On Hold Nearly 3 Hours!

They have taken unauthorized duplicate payments from our checking acct. for months refuse to acknowledge it. They kept us on hold for nearly 3 hours, still refusing to acknowledge a problem, blaming our bank. When my husband asked to speak to a supervisor, the customer service rep yelled at him and hung up, after all that waiting. We wasted an entire morning on the phone with no resolution.



Health

Data for Q1 2014

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 First National Bank of Omaha had $126.23 million in non-current loans and owned real-estate with $1.92 billion in equity and loan loss allowances on hand to cover it. This gives First National Bank of Omaha a Texas Ratio of 6.57% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A+

The Texas Ratio for First National Bank of Omaha decreased dramatically from 11.43% as of March 31, 2013 to 6.57% as of March 31, 2014, resulting in a positive change of 42.57%.This indicates that the balance sheet and financial strength for First National Bank of Omaha has improved dramatically in recent periods.

Deposit Growth

GRADE:
A+

In the past year, First National Bank of Omaha has increased its total deposits by $1.78 billion, resulting in 14.91% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth First National Bank of Omaha has shown is excellent.

Capitalization

GRADE:
A

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. First National Bank of Omaha has $16.24 billion in assets with $1.92 billion in equity, resulting in a capitalization level of 11.84%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #5452
Year Established1857
Employees4391
Primary RegulatorOCC
Assets and Liabilities
Assets$16.24 billion
Loans$11.17 billion
Deposits$13.73 billion
Equity Capital$1.64 billion
Loan Loss Allowance$280.19 million
Unbacked Noncurrent Loans$101.84 million
Real Estate Owned$24.39 million
Historic Data - March 2013
Assets$14.07 billion
Equity Capital$1.40 billion
Loan Loss Allowance$271.63 million
Unbacked Noncurrent Loans$101.84 million
Real Estate Owned$30.65 million
Profit Margin - Quarterly
Net Interest Margin5.81%
Return on Assets0.84%
Return on Equity8.32%
Interest Income$216.98 million
Rates

Always verify rates and promotions with the bank or credit union. We are not First National Bank of Omaha, we are a rate comparison website and can not provide official rates or promotions.

First National Bank of Omaha Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.30%--First Health Savings Account
0.30%--First At Work Health Savings Account
0.10%--First National Premier Savings
0.05%--First National Savings
0.02%--Base Savings

First National Bank of Omaha Money Market Rates

DetailsAPYMINMAXPRODUCT
0.10%--First National Premier Money Market
0.05%--First National Money Market
0.02%--Base Money Market

First National Bank of Omaha Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.05%--First National Premier Checking

First National Bank of Omaha CD Rates

DetailsAPYMINMAXPRODUCT
1.61%$500-60 Month First National Premier CD
1.56%$500-60 Month First National CD
1.51%$500-60 Month Base CD
1.20%$500-48 Month First National Premier CD
1.15%$500-48 Month First National CD
1.10%$500-48 Month Base CD
1.00%$500-36 Month First National Premier CD
0.95%$500-36 Month First National CD
0.90%$500-36 Month Base CD
0.60%$500-30 Month First National Premier CD
0.55%$500-30 Month First National CD
0.50%$500-30 Month Base CD
0.41%$500-24 Month First National Premier CD
0.36%$500-24 Month First National CD
0.36%$500-18 Month First National Premier CD
0.36%$500-18 Month Jump Up First National Premier CD
0.31%$500-24 Month Base CD
0.31%$500-18 Month First National CD
0.31%$500-15 Month First National Premier CD
0.31%$500-18 Month Jump Up First National CD
0.26%$500-18 Month Base CD
0.26%$500-15 Month First National CD
0.26%$500-12 Month First National Premier CD
0.26%$500-18 Month Jump Up Base CD
0.21%$500-15 Month Base CD
0.21%$500-12 Month First National CD
0.21%$500-9 Month First National Premier CD
0.20%$500-21 Month No Worry First National Premier CD
0.16%$500-12 Month Base CD
0.16%$500-9 Month First National CD
0.16%$500-91 Day First National Premier CD
0.16%$500-6 Month First National Premier CD
0.15%$500-21 Month No Worry First National CD
0.11%$500-9 Month Base CD
0.11%$500-91 Day First National CD
0.11%$500-6 Month First National CD
0.10%$500-21 Month No Worry Base CD
0.06%$500-91 Day Base CD
0.06%$500-6 Month Base CD

First National Bank of Omaha IRA Rates

DetailsAPYMINMAXPRODUCT
1.61%$500-60 Month First National Premier IRA
1.56%$500-60 Month First National IRA
1.51%$500-60 Month Base IRA
1.20%$500-48 Month First National Premier IRA
1.15%$500-48 Month First National IRA
1.10%$500-48 Month Base IRA
1.00%$500-36 Month First National Premier IRA
0.95%$500-36 Month First National IRA
0.90%$500-36 Month Base IRA
0.60%$500-30 Month First National Premier IRA
0.56%--18 Month Passbook Base IRA
0.55%$500-30 Month First National IRA
0.50%$500-30 Month Base CESA
0.50%$500-30 Month Base Roth IRA
0.50%$500-30 Month Base IRA
0.41%$500-24 Month First National Premier IRA
0.36%$500-18 Month First National Premier IRA
0.36%$500-24 Month First National IRA
0.36%$500-18 Month Jump Up First National Premier IRA
0.31%$500-15 Month First National Premier IRA
0.31%$500-18 Month First National IRA
0.31%$500-24 Month Base IRA
0.31%$500-18 Month Jump Up First National IRA
0.26%$500-12 Month First National Premier IRA
0.26%$500-15 Month First National IRA
0.26%$500-18 Month Base IRA
0.26%$500-18 Month Jump Up Base IRA
0.21%$500-9 Month First National Premier IRA
0.21%$500-12 Month First National IRA
0.21%$500-15 Month Base IRA
0.20%$500-21 Month No Worry First National Premier IRA
0.16%$500-91 Day First National Premier IRA
0.16%$500-6 Month First National Premier IRA
0.16%$500-9 Month First National IRA
0.16%$500-12 Month Base IRA
0.15%$500-21 Month No Worry First National IRA
0.11%$500-91 Day First National IRA
0.11%$500-6 Month First National IRA
0.11%$500-9 Month Base IRA
0.10%$500-21 Month No Worry Base IRA
0.06%$500-91 Day Base IRA
0.06%$500-6 Month Base IRA
0.06%$500-91 Day Base Roth IRA
0.06%$500-91 Day Base CESA
Locations

First National Bank of Omaha has 105 locations. Click to view all First National Bank of Omaha locations.