First National Bank of Platteville

First National Bank of Platteville is headquartered in Platteville and is the 156^th largest bank in the state of Wisconsin. It is also the 4,363^rd largest bank in the nation. It was established in 1891 and as of September of 2011, it had grown to 39 employees at 3 locations. First National Bank of Platteville has a 5-star health rating.

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Data for Q3 2011

Institution Statistics The First National Bank of Platteville FDIC Certificate # 5318 BankRate Report View Year Established 1891 Employees 39 Primary Regulator OCC Assets and Liabilities Assets $123.85 million Loans $87.89 million Deposits $106.72 million Equity Capital $14.14 million Loan Loss Allowance $1.15 million Unbacked Noncurrent Loans $1.30 million Real Estate Owned $109,000 Historic Data - September 2010 Assets $123.76 million Equity Capital $13.91 million Loan Loss Allowance $1.11 million Unbacked Noncurrent Loans $2.55 million Real Estate Owned $846,000 Profit Margin - Quarterly Net Interest Margin 3.88% Return on Assets 0.32% Return on Equity 2.86% Interest Income $4.40 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 First National Bank of Platteville had $1.41 million in non-current loans and owned real-estate with $15.29 million in equity and loan loss allowances on hand to cover it. This gives First National Bank of Platteville a Texas Ratio of 9.23% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for First National Bank of Platteville decreased significantly from 22.61% as of September 30, 2010 to 9.23% as of September 30, 2011, resulting in a positive change of 59.18%.This indicates that the balance sheet and financial strength for First National Bank of Platteville has improved significantly in recent periods. Deposit Growth In the past year, First National Bank of Platteville has increased its total deposits by $1.57 million, resulting in 1.49% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth First National Bank of Platteville has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. First National Bank of Platteville has $123.85 million in assets with $15.29 million in equity, resulting in a capitalization level of 12.35%, which is excellent.

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