First Security Bank - Canby.

First Security Bank - Canby. is headquartered in Canby and is the 248^th largest bank in the state of Minnesota. It is also the 6,018^st largest bank in the nation. It was established in 1890 and as of March of 2012, it had grown to 13 employees at 2 locations. First Security Bank - Canby. has a 5-star health rating.

Data for Q1 2012

Institution Statistics First Security Bank - Canby. FDIC Certificate # 5107 BankRate Report View Year Established 1890 Employees 13 Primary Regulator FDIC Assets and Liabilities Assets $61.86 million Loans $27.20 million Deposits $52.87 million Equity Capital $8.33 million Loan Loss Allowance $561,000 Unbacked Noncurrent Loans $349,000 Real Estate Owned $417,000 Historic Data - March 2011 Assets $30.41 million Equity Capital $4.82 million Loan Loss Allowance $317,000 Real Estate Owned $304,000 Profit Margin - Quarterly Net Interest Margin 4.45% Return on Assets 2.09% Return on Equity 15.64% Interest Income $656,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 First Security Bank - Canby. had $766,000 in non-current loans and owned real-estate with $8.89 million in equity and loan loss allowances on hand to cover it. This gives First Security Bank - Canby. a Texas Ratio of 8.62% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for First Security Bank - Canby. held steady from 5.92% as of March 31, 2011 to 8.62% as of March 31, 2012, resulting in a negative change of 45.53%. This indicates that the balance sheet and financial strength for First Security Bank - Canby. has held steady in recent periods. Deposit Growth In the past year, First Security Bank - Canby. has increased its total deposits by $28.02 million, resulting in 112.74% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth First Security Bank - Canby. has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. First Security Bank - Canby. has $61.86 million in assets with $8.89 million in equity, resulting in a capitalization level of 14.37%, which is excellent.

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