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10403 West Colfax Avenue
Lakewood, CO 80215

FirstBank (Lakewood, CO) is headquartered in Lakewood and is the largest bank in the state of Colorado. It is also the 95th largest bank in the nation. It was established in 1963 and as of June of 2014, it had grown to 2,043 employees at 123 locations. FirstBank (Lakewood, CO) has a A health rating.

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Data for Q2 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 FirstBank (Lakewood, CO) had $21.04 million in non-current loans and owned real-estate with $1.22 billion in equity and loan loss allowances on hand to cover it. This gives FirstBank (Lakewood, CO) a Texas Ratio of 1.73% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for FirstBank (Lakewood, CO) decreased dramatically from 2.87% as of June 30, 2013 to 1.73% as of June 30, 2014, resulting in a positive change of 39.72%.This indicates that the balance sheet and financial strength for FirstBank (Lakewood, CO) has improved dramatically in recent periods.

Deposit Growth


In the past year, FirstBank (Lakewood, CO) has increased its total deposits by $874.43 million, resulting in 7.46% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth FirstBank (Lakewood, CO) has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. FirstBank (Lakewood, CO) has $13.91 billion in assets with $1.22 billion in equity, resulting in a capitalization level of 8.74%, which is average.

Institution Statistics

FDIC Certificate #18714
Year Established1963
Primary RegulatorFED
Assets and Liabilities
Assets$13.91 billion
Loans$7.59 billion
Deposits$12.59 billion
Equity Capital$1.13 billion
Loan Loss Allowance$85.43 million
Unbacked Noncurrent Loans$16.66 million
Real Estate Owned$4.38 million
Historic Data - June 2013
Assets$12.99 billion
Equity Capital$1.04 billion
Loan Loss Allowance$89.48 million
Unbacked Noncurrent Loans$16.66 million
Real Estate Owned$3.83 million
Profit Margin - Quarterly
Return on Assets1.29%
Return on Equity16.31%
Interest Income$237.56 million
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FirstBank (Lakewood, CO) Savings Account Rates

0.15%$100k-Liquid Asset Account
0.15%$100k-eSave Savings Account
0.15%$100k-Business Liquid Asset Account
0.10%$20k-Money Market Savings
0.10%$20k-Money Market Savings Smart Choice College Savings Plan
0.10%$20k-Business Money Market Savings
0.03%--Regular Savings
0.03%--Business Regular Savings

FirstBank (Lakewood, CO) Checking Account Rates

0.10%$50k-Premier Checking
0.05%$20k-Money Market Checking
0.05%$20k-Business Money Market Checking

FirstBank (Lakewood, CO) CD Rates

0.90%$10k-5 Year Premier Time Account
0.90%$10k-Business 5 Year Premier Time Account
0.80%$500-5 Year Time Deposit
0.80%$500-Business 5 Year Time Deposit
0.50%$10k-3-1/2 Year Premier Time Account
0.50%$10k-Business 3-1/2 Year Premier Time Account
0.40%$500-3-1/2 Year Time Deposit
0.40%$10k-2 Year Premier Time Account
0.40%$10k-Business 2 Year Premier Time Account
0.40%$500-Business 3-1/2 Year Time Deposit
0.30%$500-2 Year Time Deposit
0.30%$500-Business 2 Year Time Deposit
0.25%$10k-1 Year Premier Time Account
0.25%$10k-Business 1 Year Premier Time Account
0.20%--2 Year Time Savings
0.20%$10k-182 Day Premier Time Account
0.20%$10k-Business 182 Day Premier Time Account
0.20%--Business 2 Year Time Savings
0.15%--1 Year Time Savings
0.15%$500-1 Year Time Deposit
0.15%--1-Year Time Savings Smart Choice College Savings Plan
0.15%$500-Business 1 Year Time Deposit
0.15%--Business 1 Year Time Savings
0.10%$500-182 Day Time Deposit
0.10%$10k-91 Day Premier Time Account
0.10%$10k-Business 91 Day Premier Time Account
0.10%$500-Business 182 Day Time Deposit
0.05%--91 Day Time Savings
0.05%$500-91 Day Time Deposit
0.05%$500-Business 91 Day Time Deposit
0.05%--Business 91 Day Time Savings

FirstBank (Lakewood, CO) has 119 locations. Click to view all FirstBank (Lakewood, CO) locations.