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Firstmark Credit Union

Firstmark Credit Union Locations
2023 Gold Canyon Dr.
San Antonio, TX 782701650
(800) 683-1211
www.firstmarkcu.org

NCUA

Firstmark Credit Union is headquartered in San Antonio and is the 20th largest credit union in the state of Texas. It is also the 277th largest credit union in the nation. It was established in 1932 and as of December of 2012, it had grown to 234 employees and 88,506 members. Firstmark Credit Union's savings rates are 25% higher than the national average, and it has a 4-star health rating.

Firstmark Credit Union Routing Number: 314088556

Related Posts

Change In Membership Requirements (Forum) - 1/24/2013

Firstmark Credit Union no longer permits, as a basis for membership, the joining of Friends of the San Antonio Parks.  Because of this, it seems to me that its accounts should perhaps no longer be considered "nationally available."  A CSR has co

$100 Checking Account Bonus at Firstmark Credit Union - Easy Membership - 9/18/2012

Firstmark Credit Union is offering up to a $100 bonus for opening its free checking account. After opening the account, the member must complete the following four activities, each qualifies for $25: ...

Top 5-Year CD Rates at Firstmark Credit Union in San Antonio - Easy Membership - 9/22/2011

Firstmark Credit Union is offering very competitive rates on its 5-year CD. The credit union provides three rate tiers: Jumbo CDs with $100K minimum deposit, Super CDs with a $50K minimum and Regular ...

High CD Rates and a Money Market Account Bonus at Firstmark CU in Texas - Easy Membership - 1/26/2009

Update 2/12/09: The CD rates have fallen. Please check the credit union's website for the latest rates.Firstmark Credit Union is offering several competitive certificate rates. The best is a promotional 8-month CD with rates of 3.20% APY for a $500...



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See Rates for: Checking | Savings | Money Market | CD | IRA

Firstmark Credit Union Checking Account Rates

ApyMinMaxProduct
0.10%--Premier Cash Back Checking
0.10%--Business Plus Checking
0.10%--Organization Checking
0.05%--Free Cash Back Checking

Firstmark Credit Union Savings Account Rates

ApyMinMaxProduct
0.90%$15k-Health Savings Account
0.50%--Holiday Club Savings Account
0.50%--Summer Savers Club Account
0.40%$50k-Business Savings Share Account
0.15%--Smart Savings Share Account
0.15%--IRA Share Account
0.15%--Roth IRA Share Account
0.15%--Educational IRA Share Account

Firstmark Credit Union Money Market Rates

ApyMinMaxProduct
0.50%$250k-Consumer Super Money Market
0.50%$250k-Commercial Super Money Market
0.40%$75k-Consumer Money Market Checking
0.40%$75k-Commercial Money Market Checking

Firstmark Credit Union CD Rates

ApyMinMaxProduct
1.85%$100k-5 Year Jumbo CD
1.80%$50k-5 Year Super CD
1.75%$500-5 Year Regular CD
1.65%$100k-5 Year Step-Up Jumbo CD Special
1.60%$50k-5 Year Step-Up Super CD Special
1.55%$500-5 Year Step-Up CD Special
1.30%$100k-3 Year Jumbo CD
1.25%$50k-3 Year Super CD
1.20%$500-3 Year Regular CD
1.15%$100k-2 Year Jumbo CD
1.10%$50k-2 Year Super CD
1.05%$500-2 Year Regular CD
0.85%$100k-18 Month Jumbo CD
0.80%$50k-18 Month Super CD
0.75%$500-18 Month Regular CD
0.75%$100k-1 Year Jumbo CD
0.75%$100k-18 Month Step-Up Jumbo CD Special (Opened on or after 11/1/2005)
0.75%$100k-18 Month Step-Up Jumbo CD Special (Opened prior to 11/1/2005)
0.70%$50k-1 Year Super CD
0.70%$50k-18 Month Step-Up Super CD Special (Opened on or after 11/1/2005)
0.70%$50k-18 Month Step-Up Super CD Special (Opened prior to 11/1/2005)
0.65%$500-1 Year Regular CD
0.65%$500-18 Month Step-Up CD Special (Opened prior to 11/1/2005)
0.65%$500-18 Month Step-Up CD Special (Opened on or after 11/1/2005)
0.60%$250-1 Year FLEX CD
0.59%$100k-6 Month Jumbo CD
0.55%$100-1 Year Youth CD
0.55%$50k-6 Month Super CD
0.49%$500-6 Month Regular CD
0.45%$100k-3 Month Jumbo CD
0.44%$100-6 Month Youth CD
0.35%$50k-3 Month Super CD
0.30%$500-3 Month Regular CD

Firstmark Credit Union IRA Rates

ApyMinMaxProduct
1.85%$100k-5 Year Jumbo IRA CD
1.85%$100k-5 Year Jumbo Roth IRA CD
1.85%$100k-5 Year Jumbo Educational IRA CD
1.80%$50k-5 Year Super IRA CD
1.80%$50k-5 Year Super Roth IRA CD
1.80%$50k-5 Year Super Educational IRA CD
1.75%$500-5 Year Regular IRA CD
1.75%$500-5 Year Regular Roth IRA CD
1.75%$500-5 Year Regular Educational IRA CD
1.30%$100k-3 Year Jumbo IRA CD
1.30%$100k-3 Year Jumbo Roth IRA CD
1.30%$100k-3 Year Jumbo Educational IRA CD
1.25%$50k-3 Year Super IRA CD
1.25%$50k-3 Year Super Roth IRA CD
1.25%$50k-3 Year Super Educational IRA CD
1.20%$500-3 Year Regular IRA CD
1.20%$500-3 Year Regular Roth IRA CD
1.20%$500-3 Year Regular Educational IRA CD
1.15%$100k-2 Year Jumbo IRA CD
1.15%$100k-2 Year Jumbo Roth IRA CD
1.15%$100k-2 Year Jumbo Educational IRA CD
1.10%$50k-2 Year Super IRA CD
1.10%$50k-2 Year Super Roth IRA CD
1.10%$50k-2 Year Super Educational IRA CD
1.05%$500-2 Year Regular IRA CD
1.05%$500-2 Year Regular Roth IRA CD
1.05%$500-2 Year Regular Educational IRA CD
0.85%$100k-18 Month Jumbo IRA CD
0.85%$100k-18 Month Jumbo Roth IRA CD
0.85%$100k-18 Month Jumbo Educational IRA CD
0.80%$50k-18 Month Super IRA CD
0.80%$50k-18 Month Super Roth IRA CD
0.80%$50k-18 Month Super Educational IRA CD
0.75%$100k-1 Year Jumbo IRA CD
0.75%$500-18 Month Regular IRA CD
0.75%$100k-1 Year Jumbo Roth IRA CD
0.75%$500-18 Month Regular Roth IRA CD
0.75%$100k-1 Year Jumbo Educational IRA CD
0.75%$500-18 Month Regular Educational IRA CD
0.70%$50k-1 Year Super IRA CD
0.70%$50k-1 Year Super Roth IRA CD
0.70%$50k-1 Year Super Educational IRA CD
0.65%$500-1 Year Regular IRA CD
0.65%$500-1 Year Regular Roth IRA CD
0.65%$500-1 Year Regular Educational IRA CD
0.59%$100k-6 Month Jumbo IRA CD
0.59%$100k-6 Month Jumbo Roth IRA CD
0.59%$100k-6 Month Jumbo Educational IRA CD
0.55%$50k-6 Month Super IRA CD
0.55%$100-1 Year Youth IRA CD
0.55%$50k-6 Month Super Roth IRA CD
0.55%$100-1 Year Youth Roth IRA CD
0.55%$50k-6 Month Super Educational IRA CD
0.55%$100-1 Year Youth Educational IRA CD
0.49%$500-6 Month Regular IRA CD
0.49%$500-6 Month Regular Roth IRA CD
0.49%$500-6 Month Regular Educational IRA CD
0.45%$100k-3 Month Jumbo IRA CD
0.45%$100k-3 Month Jumbo Roth IRA CD
0.45%$100k-3 Month Jumbo Educational IRA CD
0.44%$100-6 Month Youth IRA CD
0.44%$100-6 Month Youth Roth IRA CD
0.44%$100-6 Month Youth Educational IRA CD
0.35%$50k-3 Month Super IRA CD
0.35%$50k-3 Month Super Roth IRA CD
0.35%$50k-3 Month Super Educational IRA CD
0.30%$500-3 Month Regular IRA CD
0.30%$500-3 Month Regular Roth IRA CD
0.30%$500-3 Month Regular Educational IRA CD

Rates updated: 5/24/2013

Data for Q4 2012


Institution Statistics


FIRSTMARK
NCUA #62509
BankRate ReportView
Year Chartered1932
Employees234
Primary Regulator

Assets and Liabilities

Assets$760.17 million
Loans$509.64 million
Deposits$664.17 million
Equity Capital$62.42 million
Loan Loss Allowance$3.81 million
Unbacked Noncurrent Loans$2.89 million
Real Estate Owned$4.66 million

Historic Data - December 2011

Assets$723.11 million
Equity Capital$60.25 million
Loan Loss Allowance$4.89 million
Unbacked Noncurrent Loans$6.38 million
Real Estate Owned$2.87 million

Profit Margin - Quarterly

Net Interest Margin5.24%
Return on Assets0.54%
Return on Equity6.61%
Interest Income$30.35 million
Non-Interest Income$12.99 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Firstmark Credit Union had $7.55 million in non-current loans and owned real-estate with $66.23 million in equity and loan loss allowances on hand to cover it. This gives Firstmark Credit Union a Texas Ratio of 11.41% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend4
The Texas Ratio for Firstmark Credit Union decreased slightly from 14.19% as of December 31, 2011 to 11.41% as of December 31, 2012, resulting in a positive change of 19.65%.This indicates that the balance sheet and financial strength for Firstmark Credit Union has improved slightly in recent periods.
Deposit Growth4
In the past year, Firstmark Credit Union has increased its total deposits by $11.97 million, resulting in 1.83% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Firstmark Credit Union has shown is above average.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Firstmark Credit Union has $760.17 million in assets with $66.23 million in equity, resulting in a capitalization level of 8.71%, which is average.
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Just A Point Of View
1 stars - correct - Wednesday, December 12, 2012 - 10:07 AM

thier service very classic

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Leave a Comment (2) »
Anonymous - October 12, 2012
no more accts for people who live outside of area, they do not allow the park group members anymore to join

Anonymous - October 24, 2012
US citizen only

 
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