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2500 Weston Road Suite 300
Weston, FL 33331

Florida Community Bank, N.A. is headquartered in Weston and is the 6th largest bank in the state of Florida. It is also the 170th largest bank in the nation. It was established in 2010 and as of June of 2014, it had grown to 654 employees at 58 locations. Florida Community Bank, N.A. has a B+ health rating.

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Data for Q2 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 Florida Community Bank, N.A. had $132.46 million in non-current loans and owned real-estate with $676.28 million in equity and loan loss allowances on hand to cover it. This gives Florida Community Bank, N.A. a Texas Ratio of 19.59% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Florida Community Bank, N.A. experienced no significant changes from 18.52% as of June 30, 2013 to 19.59% as of June 30, 2014, resulting in a negative change of 5.77%. This indicates that the balance sheet and financial strength for Florida Community Bank, N.A. has had no significant changes in recent periods.

Deposit Growth


In the past year, Florida Community Bank, N.A. has increased its total deposits by $1.33 billion, resulting in 50.28% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Florida Community Bank, N.A. has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Florida Community Bank, N.A. has $5.57 billion in assets with $676.28 million in equity, resulting in a capitalization level of 12.14%, which is excellent.

Institution Statistics

FDIC Certificate #58991
Year Established2010
Primary RegulatorOCC
Assets and Liabilities
Assets$5.57 billion
Loans$3.25 billion
Deposits$3.97 billion
Equity Capital$658.40 million
Loan Loss Allowance$17.88 million
Unbacked Noncurrent Loans$81.32 million
Real Estate Owned$51.15 million
Historic Data - June 2013
Assets$3.45 billion
Equity Capital$451.95 million
Loan Loss Allowance$15.76 million
Unbacked Noncurrent Loans$81.32 million
Real Estate Owned$6.32 million
Profit Margin - Quarterly
Return on Assets0.61%
Return on Equity5.04%
Interest Income$91.18 million

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Florida Community Bank, N.A. has 42 locations. Click to view all Florida Community Bank, N.A. locations.