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954-984-3313
2500 Weston Road Suite 300
Weston, FL 33331

Florida Community Bank, N.A. is headquartered in Weston and is the 6th largest bank in the state of Florida. It is also the 177th largest bank in the nation. It was established in 2010 and as of March of 2014, it had grown to 649 employees at 68 locations. Florida Community Bank, N.A. has a B+ health rating.

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Health

Data for Q1 2014

Institution Health

B+

Texas Ratio

GRADE:
C+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Florida Community Bank, N.A. had $142.62 million in non-current loans and owned real-estate with $626.9 million in equity and loan loss allowances on hand to cover it. This gives Florida Community Bank, N.A. a Texas Ratio of 22.75% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Florida Community Bank, N.A. experienced no significant changes from 20.09% as of March 31, 2013 to 22.75% as of March 31, 2014, resulting in a negative change of 13.26%. This indicates that the balance sheet and financial strength for Florida Community Bank, N.A. has had no significant changes in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Florida Community Bank, N.A. has increased its total deposits by $1.3 billion, resulting in 53.31% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Florida Community Bank, N.A. has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Florida Community Bank, N.A. has $5.07 billion in assets with $626.9 million in equity, resulting in a capitalization level of 12.36%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #58991
Year Established2010
Employees649
Primary RegulatorOCC
Assets and Liabilities
Assets$5.07 billion
Loans$2.92 billion
Deposits$3.75 billion
Equity Capital$611.41 million
Loan Loss Allowance$15.49 million
Unbacked Noncurrent Loans$88.45 million
Real Estate Owned$54.16 million
Historic Data - March 2013
Assets$3.25 billion
Equity Capital$453.99 million
Loan Loss Allowance$16.61 million
Unbacked Noncurrent Loans$88.45 million
Real Estate Owned$6.08 million
Profit Margin - Quarterly
Net Interest Margin3.71%
Return on Assets0.42%
Return on Equity3.47%
Interest Income$43.82 million
Rates

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Locations

Florida Community Bank, N.A. has 42 locations. Click to view all Florida Community Bank, N.A. locations.