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(866) 740-BANK
2500 Weston Road
Fort Lauderdale, FL 33331

Florida Community Bank, N.A. is headquartered in Fort Lauderdale and is the 7th largest bank in the state of Florida. It is also the 208th largest bank in the nation. It was established in 2010 and as of December of 2013, it had grown to 552 employees at 44 locations. Florida Community Bank, N.A. has a A+ health rating.

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Data for Q4 2013

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Florida Community Bank, N.A. had $44.37 million in non-current loans and owned real-estate with $494.57 million in equity and loan loss allowances on hand to cover it. This gives Florida Community Bank, N.A. a Texas Ratio of 8.97% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Florida Community Bank, N.A. decreased dramatically from 21.70% as of December 31, 2012 to 8.97% as of December 31, 2013, resulting in a positive change of 58.65%.This indicates that the balance sheet and financial strength for Florida Community Bank, N.A. has improved dramatically in recent periods.

Deposit Growth


In the past year, Florida Community Bank, N.A. has increased its total deposits by $470.76 million, resulting in 19.13% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Florida Community Bank, N.A. has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Florida Community Bank, N.A. has $3.88 billion in assets with $494.57 million in equity, resulting in a capitalization level of 12.74%, which is excellent.

Institution Statistics

FDIC Certificate #58991
Year Established2010
Primary RegulatorOCC
Assets and Liabilities
Assets$3.88 billion
Loans$2.24 billion
Deposits$2.93 billion
Equity Capital$479.84 million
Loan Loss Allowance$14.73 million
Unbacked Noncurrent Loans$36.99 million
Real Estate Owned$7.38 million
Historic Data - December 2012
Assets$3.24 billion
Equity Capital$448.46 million
Loan Loss Allowance$18.95 million
Unbacked Noncurrent Loans$36.99 million
Real Estate Owned$7.21 million
Profit Margin - Quarterly
Net Interest Margin3.76%
Return on Assets0.52%
Return on Equity3.96%
Interest Income$140.76 million

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Florida Community Bank, N.A. has 42 locations. Click to view all Florida Community Bank, N.A. locations.