Florida Hospital Credit Union is headquartered in ALTAMONTE SPRIN and is the 91st largest credit union in the state of Florida. It is also the 2,478th largest credit union in the nation. It was established in 1991 and as of June of 2013, it had grown to 18 employees and 8,780 members. Florida Hospital Credit Union has a A+ health rating.
Must be an employee of the Florida Hospital. Also open to Seventh-Day Adventists church members that live, work or worship in Orange or Seminole County. - See Details
THIS IS THE WORST PLACE I HAVE EVER DONE BUSINESS WITH.
THE LOAN OFFICER AT ALTAMONTE BRANCH DOES NOT KNOW WHAT SHE IS DOING.
REPEATEDLY LIED TO US.
ANYONE EVER HERE OF GETTING A LOAN AND THE SELLER AND BUYER HAD TO WAIT TO GET THERE MONEY BECAUSE THE CREDIT UNION SAID THEY HAD TO GIVE ALL OF THE MONEY TO THE DMV, THEN EVERYONE WOULD HAVE TO WAIT FOR THE DMV TO REMBURSE THE BUYER AND THEN THE SELLER WOULD HAVE TO GET THEIR MONEY FROM THE BUYER THEN, NEEDLESS TO SAY THE CAR WOULD ALREADY BE SOLD, TAGGED AND TITLE TO THE BUYER AND THE SELLER STILL HAS NOT BEEN PAID. UNBELIEVABLE!!!!!!!!!!!!!!!!!!!!!!!!!!!!
MY CREDIT UNION( NOT FLORIDA HOSPITAL CREDIT UNION) HAVE NEVER HEARD OF THIS.
BEEN TRYING TO GET THIS LOAN FINALIZED FOR OVER A MONTH NOW, HAVE TAKEN SEVERAL DAYS OFF TO TRY AND GET RESOLVED.
I WILL NEVER DO BUSINESS WITH THIS CREDIT UNION AGAIN.!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of June 30, 2013 Florida Hospital Credit Union had $124,000 in non-current loans and owned real-estate with $4.32 million in equity and loan loss allowances on hand to cover it. This gives Florida Hospital Credit Union a Texas Ratio of 2.87% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Florida Hospital Credit Union decreased dramatically from 7.01% as of June 30, 2012 to 2.87% as of June 30, 2013, resulting in a positive change of 58.98%.This indicates that the balance sheet and financial strength for Florida Hospital Credit Union has improved dramatically in recent periods.
In the past year, Florida Hospital Credit Union has increased its total deposits by $2.97 million, resulting in 8.42% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Florida Hospital Credit Union has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Florida Hospital Credit Union has $43.12 million in assets with $4.32 million in equity, resulting in a capitalization level of 10.01%, which is above average.
|Assets and Liabilities|
|Equity Capital||$4.19 million|
|Loan Loss Allowance||$121,000|
|Unbacked Noncurrent Loans||$124,000|
|Real Estate Owned||$0|
|Historic Data - June 2012|
|Equity Capital||$4.01 million|
|Loan Loss Allowance||$191,000|
|Unbacked Noncurrent Loans||$124,000|
|Real Estate Owned||$105,000|
|Profit Margin - Quarterly|
|Net Interest Margin||2.78%|
|Return on Assets||0.3%|
|Return on Equity||3.05%|
Always verify rates and promotions with the bank or credit union. We are not Florida Hospital Credit Union, we are a rate comparison website and can not provide official rates or promotions.
|0.30%||$50k||-||Primary Savings Account|
|0.30%||-||-||Christmas Club Account|
|0.40%||$50k||-||Money Market Account|
|0.75%||$1k||-||36 Month CD|
|0.50%||$1k||-||24 Month CD|
|0.40%||$1k||-||18 Month CD|
|0.35%||$1k||-||12 Month CD|
|0.25%||$1k||-||9 Month CD|
|0.20%||$1k||-||6 Month CD|
|Florida Hospital Credit Union Locations|
|Branch Office||601 E Altamonte Dr||Altamonte Springs, FL 32701|
|Branch Office||601 E Rollins St||Orlando, FL 32803|
|Branch Office||900 Winderley Pl||Maitland, FL 32751-7267|
|Branch Office||115 Boston Ave Suite 2400||Altamonte Springs, FL 32701|
|Branch Office||7727 Lake Underhill Rd||Orlando, FL 32822|