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5599 South University Drive
Davie, FL 33328

Floridian Community Bank, Inc. is headquartered in Davie and is the 76th largest bank in the state of Florida. It is also the 2,144th largest bank in the nation. It was established in 2003 and as of December of 2013, it had grown to 51 employees at 4 locations. Floridian Community Bank, Inc. has a B+ health rating.

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Reviews (2)

Floridian Bank

The ladies working in the Delray branch are always helpful! - Edward Nygma

Floridian, Despite Being Five Star Capitalized, Gives Service As If You Were Their Only Customer

It is always a pleasure to deal with Floridian.


Data for Q4 2013

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Floridian Community Bank, Inc. had $2.91 million in non-current loans and owned real-estate with $26.99 million in equity and loan loss allowances on hand to cover it. This gives Floridian Community Bank, Inc. a Texas Ratio of 10.77% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Floridian Community Bank, Inc. decreased slightly from 13.87% as of December 31, 2012 to 10.77% as of December 31, 2013, resulting in a positive change of 22.40%.This indicates that the balance sheet and financial strength for Floridian Community Bank, Inc. has improved slightly in recent periods.

Deposit Growth


In the past year, Floridian Community Bank, Inc. has increased its total deposits by $19.41 million, resulting in 8.53% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Floridian Community Bank, Inc. has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Floridian Community Bank, Inc. has $304.42 million in assets with $26.99 million in equity, resulting in a capitalization level of 8.87%, which is average.

Institution Statistics

FDIC Certificate #57382
Year Established2003
Primary RegulatorFDIC
Assets and Liabilities
Assets$304.43 million
Loans$192.82 million
Deposits$247.09 million
Equity Capital$25.01 million
Loan Loss Allowance$1.99 million
Unbacked Noncurrent Loans$2.58 million
Real Estate Owned$329,000
Historic Data - December 2012
Assets$272.07 million
Equity Capital$25.77 million
Loan Loss Allowance$2.28 million
Unbacked Noncurrent Loans$2.58 million
Real Estate Owned$239,000
Profit Margin - Quarterly
Net Interest Margin3.18%
Return on Assets0.19%
Return on Equity2.09%
Interest Income$10.83 million

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Floridian Community Bank, Inc. Locations
Wellington Branch1314 Greenview Shores BlvdWellington, FL 33414
Juno Beach Branch14235 US Highway OneJuno Beach, FL 33408
Delray Beach Branch4850 West Atlantic AvenueDelray Beach, FL 33445
Floridian Community Bank, Inc.5599 South University DriveDavie, FL 33328