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Overview / Commentary
254-532-3000
Tj Mills Boulevard Building 109
Fort Hood, TX 76544

Fort Hood National Bank is headquartered in Fort Hood and is the 220th largest bank in the state of Texas. It is also the 2,651st largest bank in the nation. It was established in 1966 and as of March of 2014, it had grown to 97 employees at 10 locations. Fort Hood National Bank has a B+ health rating.

Reviews (1)

Worst Bank Ever

serving those who serve, more like sticking it to those who serve they charged me with overdraft fees over and over but never gave me any notice here I am a year later getting a call from a collection agency to collect $200 for them



Health

Data for Q1 2014

Institution Health

B+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Fort Hood National Bank had $5,000 in non-current loans and owned real-estate with $16.16 million in equity and loan loss allowances on hand to cover it. This gives Fort Hood National Bank a Texas Ratio of 0.03% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A+

The Texas Ratio for Fort Hood National Bank decreased dramatically from (infinite) as of March 31, 2013 to 0.03% as of March 31, 2014, resulting in a positive change of (infinite). This indicates that the balance sheet and financial strength for Fort Hood National Bank has improved dramatically in recent periods.

Deposit Growth

GRADE:
B

In the past year, Fort Hood National Bank has increased its total deposits by $525,000, resulting in 0.25% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Fort Hood National Bank has shown is above average.

Capitalization

GRADE:
C-

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Fort Hood National Bank has $240 million in assets with $16.16 million in equity, resulting in a capitalization level of 6.73%, which is below average.

Institution Statistics

Overall
FDIC Certificate #19640
Year Established1966
Employees97
Primary RegulatorOCC
Assets and Liabilities
Assets$240.01 million
Loans$34.81 million
Deposits$210.60 million
Equity Capital$15.79 million
Loan Loss Allowance$370,000
Unbacked Noncurrent Loans$5,000
Real Estate Owned$0
Historic Data - March 2013
Assets$237.32 million
Equity Capital$19.85 million
Loan Loss Allowance$304,000
Unbacked Noncurrent Loans$5,000
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin2.29%
Return on Assets0.52%
Return on Equity7.87%
Interest Income$1.23 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Fort Hood National Bank, we are a rate comparison website and can not provide official rates or promotions.

Fort Hood National Bank Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.10%$50k-Regular Savings Account
0.10%$50k-Kids Count

Fort Hood National Bank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.15%$50k-Personal Money Market Account
0.15%$50k-Commercial Money Market Account

Fort Hood National Bank Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.10%$50k-Personal Incentive Checking
0.10%$10k-High Yield Checking
0.10%$50k-Commercial Checking with Interest

Fort Hood National Bank CD Rates

DetailsAPYMINMAXPRODUCT
1.00%$50k-5 Year Fixed Rate CD
0.45%$50k-2 Year Fixed Rate CD
0.25%$50k-1 Year Fixed Rate CD
0.20%$50k-12 Month Variable Rate Add-On CD
0.15%$50k-6 Month Fixed Rate CD
0.12%$5k-9 Month Fixed Rate CD
0.10%$50k-3 Month Fixed Rate CD

Fort Hood National Bank IRA Rates

DetailsAPYMINMAXPRODUCT
1.00%$50k-5 Year Fixed Rate IRA
0.45%$50k-2 Year Fixed Rate IRA
0.25%$50k-1 Year Fixed Rate IRA
0.20%$50k-12 Month Variable Rate Add-On IRA
Locations


Fort Hood National Bank Locations
Constitution Drive Branch210 Constitution Drive, Suite ACopperas Cove, TX 76522
Warrior Way Px Branch - Rc 21587030 Warrior WayFort Hood, TX 76544
Warrior Way Branch - Rc 220Bldg 85006Fort Hood, TX 76544
West Fort Hood - Rc217Bldg 91079Fort Hood, TX 76544
Fhnb-Soldiers Center Branch - Rc 218Building 18010Fort Hood, TX 76544
Main Post Exchange Branch - Rc 214Building 50004 Clear Creek RoadFort Hood, TX 76544
Clear Creek Branch - Rc 213Building 50005 Clear Creek RoadFort Hood, TX 76544
Fort Hood National BankTj Mills Boulevard Building 109Fort Hood, TX 76544