Fort Lee Credit Union

4495 Crossings Blvd
Prince George, VA 23875
(800) 782-7599
www.fortleecu.org

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Fort Lee Credit Union is headquartered in Prince George and is the 33^rd largest credit union in the state of Virginia. It is also the 1,135^th largest credit union in the nation. It was established in 1952 and as of December of 2011, it had grown to 40 employees and 14,613 members. Fort Lee Credit Union's money market rates are 14% higher than the national average, and it boasts a 5-star health rating.

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See Rates for: Checking | Savings | Money Market | CD | IRA

Fort Lee Credit Union Checking Account Rates

	Apy	Min	Max	Product
	0.05%	$300	-	Share Draft Checking

Fort Lee Credit Union Savings Account Rates

Apy	Min	Max	Product
0.50%	$300	-	IRA Share Account
0.50%	$300	-	Roth IRA Share Account
0.50%	$300	-	Coverdell ESA Share Account
0.25%	$300	-	Savings Revolution Account
0.25%	$300	-	Share Savings Account
0.05%	$300	-	Christmas Club Account

Fort Lee Credit Union Money Market Rates

	Apy	Min	Max	Product
	0.50%	$75k	-	Money Market Account

Fort Lee Credit Union CD Rates

Apy	Min	Max	Product
1.76%	$2,500	-	60 Month Share Certificate
1.25%	$2,500	-	36 Month Share Certificate
0.55%	$2,500	-	12 Month Share Certificate
0.50%	$2,500	-	6 Month Share Certificate

Fort Lee Credit Union IRA Rates

Apy	Min	Max	Product
1.76%	$2,500	-	60 Month IRA Certificate
1.76%	$2,500	-	60 Month Roth IRA Certificate
1.76%	$2,500	-	60 Month Coverdell ESA Certificate
1.25%	$2,500	-	36 Month IRA Certificate
1.25%	$2,500	-	36 Month Roth IRA Certificate
1.25%	$2,500	-	36 Month Coverdell ESA Certificate
0.55%	$2,500	-	12 Month IRA Certificate
0.55%	$2,500	-	12 Month Roth IRA Certificate
0.55%	$2,500	-	12 Month Coverdell ESA Certificate
0.50%	$2,500	-	6 Month IRA Certificate
0.50%	$2,500	-	6 Month Roth IRA Certificate
0.50%	$2,500	-	6 Month Coverdell ESA Certificate

Rates updated: 5/25/2012

Data for Q4 2011

Institution Statistics

FORT LEE
NCUA #	7722
BankRate Report	View
Year Chartered	1952
Employees	40
Primary Regulator
Assets and Liabilities
Assets	$137.83 million
Loans	$49.55 million
Deposits	$124.06 million
Equity Capital	$13.03 million
Loan Loss Allowance	$745,000
Unbacked Noncurrent Loans	$701,000
Historic Data - December 2010
Assets	$138.44 million
Equity Capital	$12.73 million
Loan Loss Allowance	$676,000
Unbacked Noncurrent Loans	$1.31 million
Profit Margin - Quarterly
Net Interest Margin	6.24%
Return on Assets	0.07%
Return on Equity	0.69%
Interest Income	$4.65 million
Non-Interest Income	$2.16 million

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Fort Lee Credit Union had $701,000 in non-current loans and owned real-estate with $13.77 million in equity and loan loss allowances on hand to cover it. This gives Fort Lee Credit Union a Texas Ratio of 5.09% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Fort Lee Credit Union decreased significantly from 9.76% as of December 31, 2010 to 5.09% as of December 31, 2011, resulting in a positive change of 47.82%.This indicates that the balance sheet and financial strength for Fort Lee Credit Union has improved significantly in recent periods.
Deposit Growth
In the past year, Fort Lee Credit Union has decreased its total deposits by $-736,000, resulting in -0.59% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Fort Lee Credit Union has shown is average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Fort Lee Credit Union has $137.83 million in assets with $13.77 million in equity, resulting in a capitalization level of 9.99%, which is average.

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