| 737 Plantation Rd Lancaster, SC 29720 800-845-1614 www.foundersfcu.com ![]() |
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Founders Federal Credit Union is headquartered in Lancaster and is the largest credit union in the state of South Carolina. It is also the 91st largest credit union in the nation. It was established in 1961 and as of December of 2011, it had grown to 465 employees and 187,269 members. Founders Federal Credit Union has a 4-star health rating.
Founders Federal Credit Union Routing Number: 253279439
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Unlike banks, when credit unions make a profit, they often return it to members. According to the CharlotteObserver.com Founders Federal Credit Union will return $10 million to its members in the form of a bonus dividend, the Lancaster, S.C.-based institu
Founders Federal Credit Union is offering a very competitive 4-year CD with a 3.03% APY. The 3-year CD is also competitive with a 2.02% APY. The IRA CDs have rates that are even higher: 3.14% APY for ...
Founders Federal Credit Union is offering some very competitive long-term CD rates. These include:4.06% APY 48 months3.29% APY 36-47 months2.50% APY 24-35 monthsMinimum deposit is $500. Rates are 10 basis points higher for IRA CDs. These rates are listed...
Founders Federal Credit Union is offering a special 5.61% APY 13-month fixed rate share certificate. The minimum deposit is $500. There's also a 13-month IRA certificate special with a yield of 5.72% APY.Unfortunately, this current special rate is much...
See Rates for: Checking | Savings | Money Market | CD | IRA
Founders Federal Credit Union Checking Account Rates
Founders Federal Credit Union Savings Account Rates
Founders Federal Credit Union Money Market Rates
Founders Federal Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.00% | $500 | - | 48 Month Share Certificate | |
| 0.90% | $500 | - | 36 - 47 Month Share Certificate | |
| 0.60% | $500 | - | 24 - 35 Month Share Certificate | |
| 0.40% | $500 | - | 12 - 23 Month Share Certificate | |
| 0.40% | $50 | - | 12 Month Youth Certificate | |
| 0.40% | $500 | - | One Year Special Tax Certificate | |
| 0.15% | $500 | - | 6 - 11 Month Share Certificate | |
| 0.10% | $500 | - | 1 - 5 Month Share Certificate |
Founders Federal Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.10% | $500 | - | 48 Month IRA | |
| 1.10% | $500 | - | 48 Month Roth IRA | |
| 1.10% | $500 | - | 48 Month CESA | |
| 1.00% | $500 | - | 36 - 47 Month IRA | |
| 1.00% | $500 | - | 36 - 47 Month Roth IRA | |
| 1.00% | $500 | - | 36 - 47 Month CESA | |
| 0.70% | $500 | - | 24 - 35 Month IRA | |
| 0.70% | $500 | - | 24 - 35 Month Roth IRA | |
| 0.70% | $500 | - | 24 - 35 Month CESA | |
| 0.50% | $500 | - | 12 Month IRA | |
| 0.50% | $500 | - | 12 Month Roth IRA | |
| 0.50% | $500 | - | 12 Month CESA |
Data for Q4 2011
Institution Statistics
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Institution Health
Overall Score:
4 out of 5
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FIND ANOTHER Credit Union... STAY AWAY! THEY'll HIRE ANYONE WHO CAN FOG A MIRROR, They Obviously Do Not Do Personality Tests Or Background Testing Before They Hire Someone.
- ROB - Monday, December 5, 2011 - 11:06 AMBEWARE: The New banking center manager in Rock Hill (Rocky)... is an idiot. When I was waiting in the lobby, I overheard him cussing when on a phone call conversation to what appeared to be a disgruntled customer. When I addressed him about the situation he became defensive and turned down my loan... I have a 697 Credit score. Obsurd to say the least.
I tried to reach the Vice President of Founders (Darrell Bowie) several times to express my concern, he has still has not returned my calls. I have left him messages daily for over a week. I will be taking my banking elsewhere to say the least.
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Founders Federal Credit Union Gives $10 Million
Founders Federal Credit Union, a credit union in Lancaster, South Carolina; will be giving $10million back to its members in the form of a bonus dividend. About half will go to depositors based on their interest earned and the other half will go to borrowers based on their interest paid. There’s no doubt that its 200,000 members are thrilled.
» Founders Federal Credit Union Gives $10 Million