Average User Rating:5 star rating based on 1 review.
Georgia's Own Credit Union
Georgia's Own Credit Union Locations|
P.O. Box 105205 Atlanta, GA 303485205 1-800-533-2062 www.georgiasown.org  |
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Georgia's Own Credit Union is headquartered in Atlanta and is the 4th largest credit union in the state of Georgia. It is also the 92nd largest credit union in the nation. It was established in 1934 and as of December of 2012, it had grown to 346 employees and 172,666 members. Georgia's Own Credit Union's savings rates are 44% higher than the national average, and it boasts a 5-star health rating.
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2.35% 36-Month CD & 2.01% 24-Month CD At Georgia's Own CU In Atlanta (Forum) - 7/25/2010
Georgia's Own Credit Union has some competitive mid-term and long-term CD and IRA CD rates as of 7/25/2010: 2.01% APY 24-month CD 2.20% APY 30-month CD 2.35% APY 36-month CD 2.55% APY 48-month CD 2.85% APY 60-month CD The above rates assume quart
See Rates for: Checking | Savings | Money Market | CD | IRA
Georgia's Own Credit Union Checking Account Rates
Georgia's Own Credit Union Savings Account Rates
| Apy | Min | Max | Product | |
| 0.75% | - | - | Health Savings Account | |
| 0.20% | $100k | - | Regular Savings Account | |
| 0.20% | $100k | - | Holiday Savings Account | |
| 0.20% | $100k | - | Golden Bell Savings Account | |
| 0.20% | - | - | i[save] Account | |
| 0.20% | - | - | Coindexter Club Savings | |
| 0.20% | $100k | - | Club Individual Retirement Savings | |
| 0.20% | $100k | - | Club IRA | |
| 0.20% | $100k | - | Club Roth IRA | |
| 0.20% | $100k | - | Club Education IRA |
Georgia's Own Credit Union Money Market Rates
Georgia's Own Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.10% | $50k | - | 5 Year Interest Credited Monthly Certificate | |
| 1.10% | $50k | - | 5 Year Interest Compounded Quarterly Certificate | |
| 1.00% | $50k | - | 4 Year Interest Credited Monthly Certificate | |
| 1.00% | $50k | - | 4 Year Interest Compounded Quarterly Certificate | |
| 1.00% | $500 | - | 55 Month Own Your Rate Savings Certificate | |
| 0.90% | $500 | - | 44 Month Own Your Rate Savings Certificate | |
| 0.80% | $50k | - | 3 Year Interest Credited Monthly Certificate | |
| 0.80% | $50k | - | 3 Year Interest Compounded Quarterly Certificate | |
| 0.72% | $500 | - | 33 Month Own Your Rate Savings Certificate | |
| 0.65% | $50k | - | 30 Month Interest Credited Monthly Certificate | |
| 0.65% | $50k | - | 30 Month Interest Compounded Quarterly Certificate | |
| 0.55% | $50k | - | 2 Year Interest Credited Monthly Certificate | |
| 0.55% | $50k | - | 2 Year Interest Compounded Quarterly Certificate | |
| 0.50% | $500 | - | 22 Month Own Your Rate Savings Certificate | |
| 0.35% | $50k | - | 1 Year Interest Credited Monthly Certificate | |
| 0.35% | $50k | - | 1 Year Interest Credited At Maturity Certificate | |
| 0.35% | $50k | - | 1 Year Interest Compounded Quarterly Certificate | |
| 0.20% | $50k | - | 6 Month Interest Credited Monthly Certificate | |
| 0.20% | $50k | - | 6 Month Interest Credited At Maturity Certificate | |
| 0.20% | $50k | - | 6 Month Interest Compounded Quarterly Certificate |
Georgia's Own Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.10% | $50k | - | 5 Year Fixed IRA Certificate | |
| 1.10% | $50k | - | 5 Year Fixed Roth IRA Certificate | |
| 1.10% | $50k | - | 5 Year Fixed Education IRA Certificate | |
| 1.00% | $50k | - | 4 Year Fixed IRA Certificate | |
| 1.00% | $50k | - | 4 Year Fixed Roth IRA Certificate | |
| 1.00% | $50k | - | 4 Year Fixed Education IRA Certificate | |
| 0.80% | $50k | - | 3 Year Fixed IRA Certificate | |
| 0.80% | $50k | - | 3 Year Fixed Roth IRA Certificate | |
| 0.80% | $50k | - | 3 Year Fixed Education IRA Certificate | |
| 0.65% | $50k | - | 30 Month Fixed IRA Certificate | |
| 0.65% | $50k | - | 30 Month Fixed Roth IRA Certificate | |
| 0.65% | $50k | - | 30 Month Fixed Education IRA Certificate | |
| 0.55% | $50k | - | 2 Year Fixed IRA Certificate | |
| 0.55% | $50k | - | 2 Year Fixed Roth IRA Certificate | |
| 0.55% | $50k | - | 2 Year Fixed Education IRA Certificate | |
| 0.35% | $50k | - | 1 Year Fixed IRA Certificate | |
| 0.35% | $50k | - | 1 Year Fixed Roth IRA Certificate | |
| 0.35% | $50k | - | 1 Year Fixed Education IRA Certificate | |
| 0.25% | $50k | - | 18 Month Variable IRA Certificate | |
| 0.25% | $50k | - | 18 Month Variable Roth IRA Certificate | |
| 0.25% | $50k | - | 18 Month Variable Education IRA Certificate |
Rates updated: 5/21/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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Nationwide Savings Accounts
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* All banks listed are a Member FDIC.
SHARON's OWN CREDIT UNION
This credit union is excellent. The customer service is great and they treat you like a person and not a number. I previsouly banked with Trust Company and after 23 years, they put some money in my account in error. I was unaware of it because I had several automatic wire transfers going into my account, child support, payroll, and I had loaned a girl friend some money to pay for her daughter's wedding and she was wiring me money as well, plus some back monies from a law suit from my x-husband. Long story short. 6 months after their error, they froze my monies and I didn't know what was going on. I called them to find out what was happening with my account and I quote" YOU KNEW THAT MONEY WAS NOT YOURS AND YOU DIDN'T CALL THE BANK TO REPORT IT. MS. THIS IS CRIMINAL AND YOU ARE A CRIMINAL. I couldn't believe what I had just heard and nearly drove off the road because I was in total shock.
I transferred to Bank of America and had been with them for 11 years. I needed $6500 for tuition for my son's college education. I had a credit card in good standing with BOA, a saving accout and 3 checking accounts. I went to the Branch in down town Atlanta, and asked could I used my car title "2010 paid for automoble for collateral to get the monies. I was blakely told a strong No. We don't do "those type loans", She asked did I have any equity in my home. Really, now who has equity in their home these days. Not many. I said no, but the car title should be sufficient because of the value of the vehicle. She said no, we can't help you. Good Luck. Oh by the way my credit score was 805. The loan officer never even pulled up one of my accounts. Had I not paid for the car out right, I wouldn't needed the loan.
Now to Georgia's Own- My saving grace. A close friend told me about the credit union. He told me to go on line and apply. I was skeptical because I didn't have an account there. I opened a account for $5.00 I mean literally with $5.00, and I had over $10,000 in BOA. Then I filled out a loan application. The application was approved that same day!!!!!!!!!!!!!!!!!!! I couldn't believe it. I went into the bank a couple of days later and the loan officer at the Georgia State Branch was so kind to me. I shared my story with her and she said that they were glad that they could help me and my son out at this time. Needless to say I am done with Big Banks who treat you like a little piece of trash.
THANK YOU GEORGIA'S OWN CREDIT UNION!!
I CALL YOU SHARON'S OWN CREDIT UNION, AND HIGHLY RECOMMEND YOU TO EVERYONE I KNOW.