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229 Parker St Gardner , MA 01440-3703 978-632-2542 www.gfafcu.com ![]() |
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GFA Federal Credit Union is headquartered in Gardner and is the 24th largest credit union in the state of Massachusetts. It is also the 495th largest credit union in the nation. It was established in 1938 and as of December of 2012, it had grown to 77 employees and 22,442 members. GFA Federal Credit Union has a 5-star health rating.
Related Posts
GFA Federal Credit Union Reduces Reward Checking Rate From 2.51% To 2.01% (Forum) - 1/11/2013
The latest qualification cycle ended 1/9, and the rate change was effective 1/10. Cap is unchanged at $10k. There was no notice to accountholders.
See Rates for: Checking | Savings | Money Market | CD | IRA
GFA Federal Credit Union Checking Account Rates
GFA Federal Credit Union Savings Account Rates
| Apy | Min | Max | Product | |
| 0.50% | $500 | - | Health Savings Account | |
| 0.50% | - | $10k | ez$aver | |
| 0.30% | $25k | - | Gold Key Club Savings | |
| 0.20% | $5k | - | Share Savings | |
| 0.20% | $25 | - | Student Tycoon | |
| 0.20% | - | - | Student Saver | |
| 0.20% | $10k | - | Reward Savings | |
| 0.20% | $5k | - | IRA Savings | |
| 0.20% | $5k | - | Roth IRA Savings | |
| 0.20% | $5k | - | Educational IRA Savings | |
| 0.10% | - | - | Business Savings | |
| 0.05% | $25 | - | Fusion Savings |
GFA Federal Credit Union Money Market Rates
GFA Federal Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.60% | $500 | - | 60 Month Share Certificate | |
| 1.45% | $500 | - | 48-60 Month Share Certificate | |
| 1.15% | $500 | - | 36-47 Month Share Certificate | |
| 0.90% | $500 | - | 24 - 35 Month Share Certificate | |
| 0.80% | $500 | - | 24 Month Bump Up Share Certificate | |
| 0.60% | $500 | - | 12- 23 Month Share Certificate | |
| 0.60% | $500 | - | 12 Month Student Saver Share Certificate |
GFA Federal Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.60% | $500 | - | 60 Month IRA Share Certificate | |
| 1.60% | $500 | - | 60 Month Roth IRA Share Certificate | |
| 1.60% | $500 | - | 60 Month Educational IRA Share Certificate | |
| 1.45% | $500 | - | 48 Month IRA Share Certificate | |
| 1.45% | $500 | - | 48 Month Roth IRA Share Certificate | |
| 1.45% | $500 | - | 48 Month Educational IRA Share Certificate | |
| 1.15% | $500 | - | 36 Month IRA Share Certificate | |
| 1.15% | $500 | - | 36 Month Roth IRA Share Certificate | |
| 1.15% | $500 | - | 36 Month Educational IRA Share Certificate | |
| 0.90% | $500 | - | 24 Month IRA Share Certificate | |
| 0.90% | $500 | - | 24 Month Roth IRA Share Certificate | |
| 0.90% | $500 | - | 24 Month Educational IRA Share Certificate | |
| 0.60% | $500 | - | 12 Month IRA Share Certificate | |
| 0.60% | $500 | - | 12 Month Roth IRA Share Certificate | |
| 0.60% | $500 | - | 12 Month Educational IRA Share Certificate |
Rates updated: 5/24/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
5 out of 5
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Average User Rating:






Rates And Service
Great rates, both deposits and loans, including a 3.51% rewards checking account, and the highest regular savings rate in its market area. Combine that with pleasant, personal service, plus investments and insurance, and you have a one-stop financial services organization... onlt criticism, they aren't everywhere.