Institution Statistics
| GLENDIVE P E | | NCUA # | 14851 | | BankRate Report | View | | Year Chartered | 1962 | | Employees | 2 | | Primary Regulator | |
Assets and Liabilities | | Assets | $9.68 million | | Loans | $3.72 million | | Deposits | $8.92 million | | Equity Capital | $732,000 | | Loan Loss Allowance | $8,000 |
Historic Data - December 2010 | | Assets | $9.20 million | | Equity Capital | $748,000 | | Loan Loss Allowance | $8,000 | | Unbacked Noncurrent Loans | $1,000 |
Profit Margin - Quarterly | | Net Interest Margin | 4.81% | | Return on Assets | -0.14% | | Return on Equity | -1.91% | | Interest Income | $230,000 | | Non-Interest Income | $35,000 |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Glendive P E Credit Union had $0 in non-current loans and owned real-estate with $740,000 in equity and loan loss allowances on hand to cover it. This gives Glendive P E Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth | | | In the past year, Glendive P E Credit Union has increased its total deposits by $486,000, resulting in 5.76% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Glendive P E Credit Union has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Glendive P E Credit Union has $9.68 million in assets with $740,000 in equity, resulting in a capitalization level of 7.64%, which is below average. |
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