Green Bank, National Association

Green Bank, National Association Locations

4000 Greenbriar St
Houston, TX 77098
(713) 275-8370
www.greenbank.com

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Green Bank, National Association is headquartered in Houston and is the 31^st largest bank in the state of Texas. It is also the 415^st largest bank in the nation. It was established in 1999 and as of December of 2012, it had grown to 193 employees at 13 locations. Green Bank, National Association's money market rates are 70% higher than the national average, and it has a 4-star health rating.

Top Money Market & CD Rate Specials at Green Bank - 11/28/2012

Green Bank, N.A. is offering several online deposit deals that it calls GO! rates. One is a money market account with an intro APY of 1.00% that's guaranteed to last until June 30, 2013. This applies ...

Money Market & CD Specials at Green Bank in Texas - Local Only - 10/22/2012

Green Bank, N.A. is offering some competitive money market and CD specials. For the money market account, there's a special intro yield of 1.25% that's guaranteed for the first 180 days. Minimum depos ...

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See Rates for: Checking | Savings | Money Market | CD | IRA

Green Bank, National Association Checking Account Rates

Apy	Min	Max	Product
0.40%^†	-	$500k	Business Interest Checking Account
0.25%^†	$25k	$100k	Green Choice Checking

Green Bank, National Association Savings Account Rates

Apy	Min	Max	Product
0.40%^†	-	-	IOLTA
0.25%^†	-	-	Green Savings
0.25%^†	-	-	Business Green Savings
0.25%^†	-	-	Green Savings - Minor

Green Bank, National Association Money Market Rates

Apy	Min	Max	Product
0.75%	$500	$500k	GO! Money Market Account
0.40%^†	$100k	$1m	Green Money Market
0.40%^†	$100k	$1m	Business Money Market Account

Green Bank, National Association CD Rates

Apy	Min	Max	Product
1.85%	$1k	$250k	5 Year GO! CD
1.50%^†	-	-	5 Year CD
1.50%^†	-	-	Business 5 Year CD
1.50%	$1k	$250k	4 Year GO! CD
1.50%^†	$1k	$250k	5 Year Green Bank Special CD
1.25%^†	-	-	4 Year CD
1.25%^†	-	-	Business 4 Year CD
1.25%^†	$1k	$250k	4 Year Green Bank Special CD
0.80%^†	-	-	3 Year CD
0.80%^†	-	-	Business 3 Year CD
0.80%	$1k	$250k	3 Year GO! CD
0.75%^†	-	-	2 Year CD
0.75%^†	-	-	Business 2 Year CD
0.75%	$1k	$250k	2 Year GO! CD
0.50%^†	-	-	1 Year CD
0.50%^†	-	-	Business 1 Year CD
0.50%	$1k	$250k	1 Year GO! CD
0.30%^†	-	-	6 Month CD
0.30%^†	-	-	Business 6 Month CD
0.15%^†	-	-	7-31 Day CD
0.15%^†	-	-	1 Month CD
0.15%^†	-	-	3 Month CD
0.15%^†	-	-	Business 7-31 Day CD
0.15%^†	-	-	Business 1 Month CD
0.15%^†	-	-	Business 3 Month CD

Green Bank, National Association IRA Rates

Apy	Min	Max	Product
1.50%^†	-	-	5 Year IRA
1.50%^†	-	-	5 Year Roth IRA
1.25%^†	-	-	4 Year IRA
1.25%^†	-	-	4 Year Roth IRA
0.80%^†	-	-	2 1/2 Year IRA
0.80%^†	-	-	3 Year IRA
0.80%^†	-	-	2 1/2 Year Roth IRA
0.80%^†	-	-	3 Year Roth IRA
0.75%^†	-	-	2 Year IRA
0.75%^†	-	-	2 Year Roth IRA
0.50%^†	-	-	1 Year IRA
0.50%^†	-	-	1 1/2 Year IRA
0.50%^†	-	-	1 Year Roth IRA
0.50%^†	-	-	1 1/2 Year Roth IRA
0.30%^†	-	-	6 Month IRA
0.30%^†	-	-	6 Month Roth IRA

Rates updated: 5/18/2013

Data for Q4 2012

Institution Statistics

Green Bank, National Association
FDIC Certificate #	35007
BankRate Report	View
Year Established	1999
Employees	193
Primary Regulator	OCC
Assets and Liabilities
Assets	$1.67 billion
Loans	$1.19 billion
Deposits	$1.46 billion
Equity Capital	$182.30 million
Loan Loss Allowance	$14.15 million
Unbacked Noncurrent Loans	$21.01 million
Real Estate Owned	$5.96 million
Historic Data - December 2011
Assets	$1.33 billion
Equity Capital	$146.70 million
Loan Loss Allowance	$10.57 million
Unbacked Noncurrent Loans	$6.29 million
Real Estate Owned	$3.54 million
Profit Margin - Quarterly
Net Interest Margin	3.76%
Return on Assets	0.62%
Return on Equity	5.44%
Interest Income	$62.46 million

Institution Health

Overall Score:

4 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Green Bank, National Association had $26.97 million in non-current loans and owned real-estate with $196.45 million in equity and loan loss allowances on hand to cover it. This gives Green Bank, National Association a Texas Ratio of 13.73% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Green Bank, National Association increased slightly from 6.25% as of December 31, 2011 to 13.73% as of December 31, 2012, resulting in a negative change of 119.67%. This indicates that the balance sheet and financial strength for Green Bank, National Association has declined slightly in recent periods.
Deposit Growth
In the past year, Green Bank, National Association has increased its total deposits by $302.86 million, resulting in 26.13% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Green Bank, National Association has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Green Bank, National Association has $1.67 billion in assets with $196.45 million in equity, resulting in a capitalization level of 11.77%, which is above average.