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713-275-8370
4000 Greenbriar St
Houston, TX 77098

Green Bank, National Association is headquartered in Houston and is the 28th largest bank in the state of Texas. It is also the 409th largest bank in the nation. It was established in 1999 and as of December of 2013, it had grown to 214 employees at 13 locations. Green Bank, National Association's money market rates are 48% higher than the national average, and it has a A health rating.

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Reviews (1)

Green Bank - Does Not Offer Free Checking For Regular Folks

Green Bank just bought out our local bank, and so all of our accounts switched over. We then were told that we would no longer have free checking accounts, or free savings accounts. As a family, we have 4 accounts, so the fees will be adding up. It is crazy to me that they do not have free checking.........every other bank does.

We will be switching soon to a new bank.



Health

Data for Q4 2013

Institution Health

A

Texas Ratio

GRADE:
A

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Green Bank, National Association had $19.43 million in non-current loans and owned real-estate with $210.02 million in equity and loan loss allowances on hand to cover it. This gives Green Bank, National Association a Texas Ratio of 9.25% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A

The Texas Ratio for Green Bank, National Association decreased dramatically from 13.73% as of December 31, 2012 to 9.25% as of December 31, 2013, resulting in a positive change of 32.62%.This indicates that the balance sheet and financial strength for Green Bank, National Association has improved dramatically in recent periods.

Deposit Growth

GRADE:
C+

In the past year, Green Bank, National Association has decreased its total deposits by -$13.88 million, resulting in -0.95% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Green Bank, National Association has shown is average.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Green Bank, National Association has $1.7 billion in assets with $210.02 million in equity, resulting in a capitalization level of 12.36%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #35007
Year Established1999
Employees214
Primary RegulatorOCC
Assets and Liabilities
Assets$1.70 billion
Loans$1.34 billion
Deposits$1.45 billion
Equity Capital$193.66 million
Loan Loss Allowance$16.36 million
Unbacked Noncurrent Loans$12.74 million
Real Estate Owned$6.69 million
Historic Data - December 2012
Assets$1.67 billion
Equity Capital$182.30 million
Loan Loss Allowance$14.15 million
Unbacked Noncurrent Loans$12.74 million
Real Estate Owned$5.96 million
Profit Margin - Quarterly
Net Interest Margin3.62%
Return on Assets0.78%
Return on Equity7.01%
Interest Income$69.61 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Green Bank, National Association, we are a rate comparison website and can not provide official rates or promotions.

Green Bank, National Association Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.40%--IOLTA
0.25%--Green Savings
0.25%--Business Green Savings
0.25%--Green Savings - Minor

Green Bank, National Association Money Market Rates

DetailsAPYMINMAXPRODUCT
0.65%$500$500kGO! Money Market Account
0.40%$100k$1mGreen Money Market
0.40%$100k$1mBusiness Money Market Account

Green Bank, National Association Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.40%-$500kBusiness Interest Checking Account
0.25%$25k$100kGreen Choice Checking

Green Bank, National Association CD Rates

DetailsAPYMINMAXPRODUCT
1.00%--5 Year CD
1.00%--Business 5 Year CD
1.00%$1k$250k5 Year GO! CD
1.00%$1k$250k5 Year Green Bank Special CD
0.80%--4 Year CD
0.80%--Business 4 Year CD
0.80%$1k$250k4 Year GO! CD
0.80%$1k$250k4 Year Green Bank Special CD
0.70%--3 Year CD
0.70%--Business 3 Year CD
0.70%$1k$250k3 Year GO! CD
0.60%--2 Year CD
0.60%--Business 2 Year CD
0.60%$1k$250k2 Year GO! CD
0.40%--1 Year CD
0.40%--Business 1 Year CD
0.40%$1k$250k1 Year GO! CD
0.30%--6 Month CD
0.30%--Business 6 Month CD
0.15%--7-31 Day CD
0.15%--1 Month CD
0.15%--3 Month CD
0.15%--Business 7-31 Day CD
0.15%--Business 1 Month CD
0.15%--Business 3 Month CD

Green Bank, National Association IRA Rates

DetailsAPYMINMAXPRODUCT
1.00%--5 Year IRA (Traditional,Roth)
0.80%--4 Year IRA (Traditional,Roth)
0.70%--2 1/2 Year IRA (Traditional,Roth)
0.70%--3 Year IRA (Traditional,Roth)
0.60%--2 Year IRA (Traditional,Roth)
0.40%--1 Year IRA (Traditional,Roth)
0.40%--1 1/2 Year IRA (Traditional,Roth)
0.30%--6 Month IRA (Traditional,Roth)
Locations

Green Bank, National Association has 13 locations. Click to view all Green Bank, National Association locations.