Greenleaf Wayside Bank

1608 Day Street
Greenleaf, WI 54126
1-877-492-2435
www.greenleafwaysidebank.com

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Greenleaf Wayside Bank is headquartered in Greenleaf and is the 219^st largest bank in the state of Wisconsin. It is also the 5,798^th largest bank in the nation. It was established in 1913 and as of March of 2012, it had grown to 16 employees at 3 locations. Greenleaf Wayside Bank's savings rates are 3X the national average, and it boasts a 5-star health rating.

Greenleaf Wayside Bank Routing Number: 075907581

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See Rates for: Checking | Savings | Money Market | CD | IRA

Greenleaf Wayside Bank Checking Account Rates

Apy	Min	Max	Product
0.15%	$5k	-	First Club Checking Account
0.15%	$5k	-	Elite Club Checking Account
0.15%	$5k	-	Super Now Account
0.15%	$5k	-	Senior Citizen Checking Account

Greenleaf Wayside Bank Savings Account Rates

Apy	Min	Max	Product
1.42%	$2,500	-	Health Savings Checking Account
0.20%	$5k	-	Regular Savings Account
0.20%	$5k	-	Christmas Savings Account
0.05%	-	-	Kids Klub Savings Account

Greenleaf Wayside Bank Money Market Rates

Apy	Min	Max	Product
0.35%	$50k	-	Premier Money Market Account
0.35%	$50k	-	Emerald Advantage Money Market Account
0.35%	$50k	-	Emerald Advantage Money Market Relationship Account
0.20%	$5k	-	Regular Money Market Account

Greenleaf Wayside Bank CD Rates

Apy	Min	Max	Product
1.60%	$1k	-	5 Year CD
1.35%	$1k	-	4 Year CD
1.10%	$1k	-	36 Month Option CD
1.10%	$1k	-	3 Year CD
1.05%	$5k	-	36 Month Triple Option CD
0.85%	$1k	-	2 Year CD
0.80%	$5k	-	28 Month Triple Option CD
0.70%	$1k	-	18 Month Option CD
0.55%	$2,500	-	1 Year CD
0.50%	$5k	-	14 Month Triple Option CD
0.30%	$2,500	-	6 Month CD
0.20%	$2,500	-	3 Month CD

Greenleaf Wayside Bank IRA Rates

Apy	Min	Max	Product
1.60%	$1k	-	5 Year IRA
1.60%	$1k	-	5 Year Roth IRA
1.60%	$1k	-	5 Year Coverdell ESA
1.60%	$1k	-	5 Year SEP IRA
1.35%	$1k	-	4 Year IRA
1.35%	$1k	-	4 Year Roth IRA
1.35%	$1k	-	4 Year Coverdell ESA
1.35%	$1k	-	4 Year SEP IRA
1.10%	$1k	-	36 Month Option IRA
1.10%	$1k	-	3 Year IRA
1.10%	$1k	-	36 Month Option Roth IRA
1.10%	$1k	-	3 Year Roth IRA
1.10%	$1k	-	3 Year Coverdell ESA
1.10%	$1k	-	36 Month Option SEP IRA
1.10%	$1k	-	3 Year SEP IRA
1.05%	$5k	-	36 Month Triple Option IRA
1.05%	$5k	-	36 Month Triple Option Coverdell ESA
1.05%	$5k	-	36 Month Triple Option Roth IRA
1.05%	$5k	-	36 Month Triple Option SEP IRA
1.05%	$1k	-	36 Month Option Coverdell ESA
0.85%	$1k	-	2 Year IRA
0.85%	$1k	-	2 Year Roth IRA
0.85%	$1k	-	2 Year Coverdell ESA
0.85%	$1k	-	2 Year SEP IRA
0.80%	$5k	-	28 Month Triple Option IRA
0.80%	$5k	-	28 Month Triple Option Coverdell ESA
0.80%	$5k	-	28 Month Triple Option Roth IRA
0.80%	$5k	-	28 Month Triple Option SEP IRA
0.70%	$1k	-	18 Month Option IRA
0.70%	$1k	-	18 Month Option Roth IRA
0.70%	$1k	-	18 Month Option Coverdell ESA
0.70%	$1k	-	18 Month SEP IRA
0.65%	$500	-	18 Month Variable IRA
0.65%	$500	-	18 Month Variable Roth IRA
0.65%	$500	-	18 Month Variable Coverdell ESA
0.65%	$500	-	18 Month Variable SEP IRA
0.55%	$2,500	-	1 Year IRA
0.55%	$2,500	-	1 Year Roth IRA
0.55%	$2,500	-	1 Year Coverdell ESA
0.55%	$2,500	-	1 Year SEP IRA
0.50%	$5k	-	14 Month Triple Option IRA
0.50%	$5k	-	14 Month Triple Option Coverdell ESA
0.50%	$5k	-	14 Month Triple Option Roth IRA
0.50%	$5k	-	14 Month Triple Option SEP IRA
0.30%	$2,500	-	6 Month IRA
0.30%	$2,500	-	6 Month Coverdell ESA
0.30%	$2,500	-	6 Month Roth IRA
0.30%	$2,500	-	6 Month SEP IRA
0.20%	$2,500	-	3 Month IRA
0.20%	$2,500	-	3 Month Coverdell ESA
0.20%	$2,500	-	3 Month Roth IRA
0.20%	$2,500	-	3 Month SEP IRA

Rates updated: 5/26/2012

Data for Q1 2012

Institution Statistics

Greenleaf Wayside Bank
FDIC Certificate #	12661
BankRate Report	View
Year Established	1913
Employees	16
Primary Regulator	FDIC
Assets and Liabilities
Assets	$69.06 million
Loans	$38.09 million
Deposits	$61.62 million
Equity Capital	$6.37 million
Loan Loss Allowance	$836,000
Unbacked Noncurrent Loans	$248,000
Historic Data - March 2011
Assets	$65.20 million
Equity Capital	$5.89 million
Loan Loss Allowance	$798,000
Unbacked Noncurrent Loans	$585,000
Profit Margin - Quarterly
Net Interest Margin	3.36%
Return on Assets	0.96%
Return on Equity	10.81%
Interest Income	$692,000

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Greenleaf Wayside Bank had $248,000 in non-current loans and owned real-estate with $7.2 million in equity and loan loss allowances on hand to cover it. This gives Greenleaf Wayside Bank a Texas Ratio of 3.44% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Greenleaf Wayside Bank decreased significantly from 8.75% as of March 31, 2011 to 3.44% as of March 31, 2012, resulting in a positive change of 60.64%.This indicates that the balance sheet and financial strength for Greenleaf Wayside Bank has improved significantly in recent periods.
Deposit Growth
In the past year, Greenleaf Wayside Bank has increased its total deposits by $4.49 million, resulting in 7.87% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Greenleaf Wayside Bank has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Greenleaf Wayside Bank has $69.06 million in assets with $7.2 million in equity, resulting in a capitalization level of 10.43%, which is above average.

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