Hancock Bank

Hancock Bank is headquartered in New Orleans and is the largest bank in the state of Louisiana. It is also the 89^th largest bank in the nation. It was established in 1990 and as of March of 2012, it had grown to 2,508 employees at 140 locations. Hancock Bank has a 5-star health rating.

Hancock Bank Routing Number: 263290220

Data for Q1 2012

Hancock Bank consists of multiple companies with separate FDIC numbers. Click on an FDIC number to view the health for that company:

33029 - Whitney Bank
12441 - Hancock Bank

Institution Statistics Whitney Bank FDIC Certificate # 33029 BankRate Report View Year Established 1990 Employees 2508 Primary Regulator FDIC Assets and Liabilities Assets $12.81 billion Loans $6.82 billion Deposits $10.09 billion Equity Capital $1.72 billion Loan Loss Allowance $44.47 million Unbacked Noncurrent Loans $135.75 million Real Estate Owned $85.27 million Historic Data - March 2011 Assets $2.85 billion Equity Capital $361.39 million Loan Loss Allowance $30.20 million Unbacked Noncurrent Loans $35.25 million Real Estate Owned $4.75 million Profit Margin - Quarterly Net Interest Margin 4.19% Return on Assets 0.15% Return on Equity 1.14% Interest Income $134.30 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Hancock Bank had $221.01 million in non-current loans and owned real-estate with $1.76 billion in equity and loan loss allowances on hand to cover it. This gives Hancock Bank a Texas Ratio of 12.54% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Hancock Bank held steady from 10.21% as of March 31, 2011 to 12.54% as of March 31, 2012, resulting in a negative change of 22.81%. This indicates that the balance sheet and financial strength for Hancock Bank has held steady in recent periods. Deposit Growth In the past year, Hancock Bank has increased its total deposits by $7.82 billion, resulting in 344.96% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Hancock Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Hancock Bank has $12.81 billion in assets with $1.76 billion in equity, resulting in a capitalization level of 13.75%, which is excellent.

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