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3660 Wilshire Boulevard, Suite A
Los Angeles, CA 90010

Hanmi Bank is headquartered in Los Angeles and is the 25th largest bank in the state of California. It is also the 253rd largest bank in the nation. It was established in 1982 and as of March of 2014, it had grown to 448 employees at 28 locations. Hanmi Bank has a A+ health rating.

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Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Hanmi Bank had $19.16 million in non-current loans and owned real-estate with $453.49 million in equity and loan loss allowances on hand to cover it. This gives Hanmi Bank a Texas Ratio of 4.23% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Hanmi Bank decreased dramatically from 6.28% as of March 31, 2013 to 4.23% as of March 31, 2014, resulting in a positive change of 32.70%.This indicates that the balance sheet and financial strength for Hanmi Bank has improved dramatically in recent periods.

Deposit Growth


In the past year, Hanmi Bank has increased its total deposits by $171.07 million, resulting in 7.28% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Hanmi Bank has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Hanmi Bank has $3.09 billion in assets with $453.49 million in equity, resulting in a capitalization level of 14.67%, which is excellent.

Institution Statistics

FDIC Certificate #24170
Year Established1982
Primary RegulatorFED
Assets and Liabilities
Assets$3.09 billion
Loans$2.22 billion
Deposits$2.52 billion
Equity Capital$396.90 million
Loan Loss Allowance$56.59 million
Unbacked Noncurrent Loans$19.16 million
Real Estate Owned$0
Historic Data - March 2013
Assets$2.79 billion
Equity Capital$420.76 million
Loan Loss Allowance$61.19 million
Unbacked Noncurrent Loans$19.16 million
Real Estate Owned$900,000
Profit Margin - Quarterly
Net Interest Margin3.95%
Return on Assets1.51%
Return on Equity11.91%
Interest Income$31.29 million
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Hanmi Bank Checking Account Rates

0.20%--Bonus Checking - Qualifying
0.05%--Bonus Checking - Non Qualifying

Hanmi Bank has 27 locations. Click to view all Hanmi Bank locations.