Hatboro Federal Savings, FA

Hatboro Federal Savings, FA is headquartered in Hatboro and is the 71^st largest bank in the state of Pennsylvania. It is also the 1,270^th largest bank in the nation. It was established in 1941 and as of March of 2012, it had grown to 40 employees at 4 locations. Hatboro Federal Savings, FA has a 5-star health rating.

Hatboro Federal Savings, FA Checking Account Rates

Hatboro Federal Savings, FA Savings Account Rates

Hatboro Federal Savings, FA Money Market Rates

Hatboro Federal Savings, FA CD Rates

Hatboro Federal Savings, FA IRA Rates

Data for Q1 2012

Institution Statistics Hatboro Federal Savings, FA OTS # 04859 FDIC Certificate # 30155 BankRate Report View Year Established 1941 Employees 40 Primary Regulator OCC Assets and Liabilities Assets $533.38 million Loans $380.90 million Deposits $437.45 million Equity Capital $92.81 million Loan Loss Allowance $1.23 million Unbacked Noncurrent Loans $6.13 million Real Estate Owned $175,000 Historic Data - March 2011 Assets $526.54 million Equity Capital $88.47 million Loan Loss Allowance $1.07 million Unbacked Noncurrent Loans $4.67 million Real Estate Owned $144,000 Profit Margin - Quarterly Net Interest Margin 2.88% Return on Assets 0.78% Return on Equity 4.46% Interest Income $5.03 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Hatboro Federal Savings, FA had $6.31 million in non-current loans and owned real-estate with $94.04 million in equity and loan loss allowances on hand to cover it. This gives Hatboro Federal Savings, FA a Texas Ratio of 6.71% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Hatboro Federal Savings, FA held steady from 5.37% as of March 31, 2011 to 6.71% as of March 31, 2012, resulting in a negative change of 24.91%. This indicates that the balance sheet and financial strength for Hatboro Federal Savings, FA has held steady in recent periods. Deposit Growth In the past year, Hatboro Federal Savings, FA has increased its total deposits by $2.44 million, resulting in 0.56% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Hatboro Federal Savings, FA has shown is average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Hatboro Federal Savings, FA has $533.38 million in assets with $94.04 million in equity, resulting in a capitalization level of 17.63%, which is excellent.

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