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P.O. Box 30065
Honolulu, HI 96820

Hawaiian Airlines Credit Union is headquartered in Honolulu and is the 55th largest credit union in the state of Hawaii. It is also the 3,607th largest credit union in the nation. It was established in 1948 and as of December of 2013, it had grown to 6 employees and 3,374 members. Hawaiian Airlines Credit Union has a B health rating.

Field of Membership Restrictions

Must be a Hawaiian Airlines' employee - See Details

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Data for Q4 2013

Institution Health

Additional Factors: Institutions with a small asset base or a short operating history can represent an instability risk beyond what their financial ratios indicate. Hawaiian Airlines Credit Union has a low asset base.

Texas Ratio


The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Hawaiian Airlines Credit Union had $103,000 in non-current loans and owned real-estate with $1.68 million in equity and loan loss allowances on hand to cover it. This gives Hawaiian Airlines Credit Union a Texas Ratio of 6.13% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Hawaiian Airlines Credit Union decreased slightly from 7.14% as of December 31, 2012 to 6.13% as of December 31, 2013, resulting in a positive change of 14.07%.This indicates that the balance sheet and financial strength for Hawaiian Airlines Credit Union has improved slightly in recent periods.

Deposit Growth


In the past year, Hawaiian Airlines Credit Union has increased its total deposits by $2.16 million, resulting in 14.31% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Hawaiian Airlines Credit Union has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Hawaiian Airlines Credit Union has $18.86 million in assets with $1.68 million in equity, resulting in a capitalization level of 8.91%, which is average.

Institution Statistics

NCUA #5927
Year Chartered1948
Primary Regulator
Assets and Liabilities
Assets$18.86 million
Loans$5.19 million
Deposits$17.23 million
Equity Capital$1.60 million
Loan Loss Allowance$77,000
Unbacked Noncurrent Loans$103,000
Real Estate Owned$0
Historic Data - December 2012
Assets$16.90 million
Equity Capital$1.78 million
Loan Loss Allowance$59,000
Unbacked Noncurrent Loans$103,000
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin5.51%
Return on Assets-0.92%
Return on Equity-10.79%
Interest Income$460,000
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Hawaiian Airlines Credit Union Savings Account Rates

0.10%--IRA Savings Account
0.05%$50-Regular Shares

Hawaiian Airlines Credit Union Locations
Branch Office375 Aokea PlHonolulu, HI 96819