Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
808-423-1391
40 Hickam Ct
Honolulu, HI 96818

Hickam Credit Union is headquartered in Honolulu and is the 5th largest credit union in the state of Hawaii. It is also the 409th largest credit union in the nation. It was established in 1936 and as of March of 2014, it had grown to 107 employees and 49,242 members. Hickam Credit Union has a B+ health rating.

Field of Membership Restrictions

Anyone who lives, works, worships, or attends school in, and businesses and other legal entities located in the City and County Honolulu (Island of Oahu),Hawaii. - See Details

No reviews have been left for this bank yet. Be the first to review.



Health

Data for Q1 2014

Institution Health

B+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Hickam Credit Union had $1.36 million in non-current loans and owned real-estate with $48.1 million in equity and loan loss allowances on hand to cover it. This gives Hickam Credit Union a Texas Ratio of 2.83% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Hickam Credit Union experienced no significant changes from 2.57% as of March 31, 2013 to 2.83% as of March 31, 2014, resulting in a negative change of 10.25%. This indicates that the balance sheet and financial strength for Hickam Credit Union has had no significant changes in recent periods.

Deposit Growth

GRADE:
C

In the past year, Hickam Credit Union has decreased its total deposits by -$8.83 million, resulting in -1.75% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Hickam Credit Union has shown is average.

Capitalization

GRADE:
C

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Hickam Credit Union has $546.09 million in assets with $48.1 million in equity, resulting in a capitalization level of 8.81%, which is average.

Institution Statistics

Overall
NCUA #1733
Year Chartered1936
Employees107
Primary Regulator
Assets and Liabilities
Assets$546.09 million
Loans$230.66 million
Deposits$494.72 million
Equity Capital$46.91 million
Loan Loss Allowance$1.19 million
Unbacked Noncurrent Loans$717,000
Real Estate Owned$646,000
Historic Data - March 2013
Assets$553.95 million
Equity Capital$44.88 million
Loan Loss Allowance$1.31 million
Unbacked Noncurrent Loans$717,000
Real Estate Owned$623,000
Profit Margin - Quarterly
Return on Assets0.47%
Return on Equity5.42%
Interest Income$3.47 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Hickam Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Hickam Credit Union Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.30%$25k-IRA Savings
0.30%$25k-Roth IRA Savings
0.30%$25k-CESA Savings
0.15%$25-Regular Savings
0.15%--Christmas Savings
0.15%--Keiki Savings

Hickam Credit Union Money Market Rates

DetailsAPYMINMAXPRODUCT
0.30%$100k-Money Market Account

Hickam Credit Union Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.05%--Checking Account

Hickam Credit Union CD Rates

DetailsAPYMINMAXPRODUCT
1.50%$200k-60 Month Super Jumbo Principal Plus Certificate
1.40%$100k-60 Month Jumbo Principal Plus Certificate
1.15%$500-60 Month Principal Plus Certificate
0.85%$200k-36 Month Super Jumbo Principal Plus Certificate
0.80%$100k-36-59 Month Jumbo Principal Plus Certificate
0.70%$500-36 Month Principal Plus Certificate
0.70%$200k-24-29 Month Super Jumbo Principal Plus Certificate
0.70%$200k-30-35 Month Super Jumbo Principal Plus Certificate
0.65%$100k-24-29 Month Jumbo Principal Plus Certificate
0.65%$100k-30-35 Month Jumbo Principal Plus Certificate
0.60%$200k-12-17 Month Super Jumbo Principal Plus Certificate
0.60%$200k-18-23 Month Super Jumbo Principal Plus Certificate
0.55%$500-24-29 Month Principal Plus Certificate
0.55%$500-30-35 Month Principal Plus Certificate
0.55%$100k-12-17 Month Jumbo Principal Plus Certificate
0.55%$100k-18-23 Month Jumbo Principal Plus Certificate
0.50%$200k-6-11 Month Super Jumbo Principal Plus Certificate
0.45%$500-12-17 Month Principal Plus Certificate
0.45%$500-18-23 Month Principal Plus Certificate
0.45%$100k-6-11 Month Jumbo Principal Plus Certificate
0.35%$500-6-11 Month Principal Plus Certificate

Hickam Credit Union IRA Rates

DetailsAPYMINMAXPRODUCT
1.50%$200k-60 Month Super Jumbo IRA Certificate
1.40%$100k-60 Month Jumbo IRA Certificate
1.15%$500-60 Month IRA Certificate
0.80%$200k-36 Month Super Jumbo IRA Certificate
0.75%$100k-36 Month Jumbo IRA Certificate
0.70%$500-36 Month IRA Certificate
0.65%$200k-24 Month Super Jumbo IRA Certificate
0.60%$100k-24 Month Jumbo IRA Certificate
0.55%$500-24 Month IRA Certificate
0.50%$200k-12 Month Super Jumbo IRA Certificate
0.45%$100k-12 Month Jumbo IRA Certificate
0.40%$500-12 Month IRA Certificate
Locations


Hickam Credit Union Locations
Branch Office40 Hickam CtHonolulu, HI 96818-4834
Branch Office40 Hickam CtHonolulu, HI 96818-4834
Branch Office98-1005 Moanalua Rd Spc 245Aiea, HI 96701-4707
Branch Office590 Farrington Hwy Unit 501Kapolei, HI 96707-2033
Branch Office95-1249 Meheula Pkwy Suite 119Mililani, HI 96789