Holy Comforter-Saint Cyprians Credit Union
1357 East Capitol Street SE
Washington, DC 20003
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Holy Comforter-Saint Cyprians Credit Union is headquartered in Washington and is the 45th largest credit union in the state of District of Columbia. It is also the 7,170th largest credit union in the nation. It was established in 1963 and as of December of 2011, it had grown to employees and 404 members. Holy Comforter-Saint Cyprians Credit Union has a 4-star health rating.
Data for Q4 2011
Institution Statistics
| HOLY COMFORTER-SAINT CYPRIANS | | NCUA # | 15497 | | BankRate Report | View | | Year Chartered | 1963 | | Employees | 0 | | Primary Regulator | |
Assets and Liabilities | | Assets | $135,000 | | Loans | $20,000 | | Deposits | $113,000 | | Equity Capital | $22,000 | | Loan Loss Allowance | $3,000 |
Historic Data - December 2010 | | Assets | $152,000 | | Equity Capital | $30,000 | | Loan Loss Allowance | $8,000 | | Unbacked Noncurrent Loans | $6,000 |
Profit Margin - Quarterly | | Net Interest Margin | 10% | | Return on Assets | -5.93% | | Return on Equity | -36.36% | | Interest Income | $1,000 | | Non-Interest Income | $1,000 |
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Institution Health
Overall Score:
4 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Holy Comforter-Saint Cyprians Credit Union had $0 in non-current loans and owned real-estate with $25,000 in equity and loan loss allowances on hand to cover it. This gives Holy Comforter-Saint Cyprians Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Holy Comforter-Saint Cyprians Credit Union has decreased its total deposits by $-9,000, resulting in -7.38% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Holy Comforter-Saint Cyprians Credit Union has shown is poor. | | Capitalization | | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Holy Comforter-Saint Cyprians Credit Union has $135,000 in assets with $25,000 in equity, resulting in a capitalization level of 18.52%, which is excellent. |
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