Inter-State Federal Savings and Loan Association of Kansas City

Inter-State Federal Savings and Loan Association of Kansas City is headquartered in Kansas City and is the 52^nd largest bank in the state of Kansas. It is also the 2,612^st largest bank in the nation. It was established in 1889 and as of March of 2012, it had grown to 27 employees at 5 locations. Inter-State Federal Savings and Loan Association of Kansas City's savings rates are 83% higher than the national average, and it boasts a 5-star health rating.

Inter-State Federal Savings and Loan Association of Kansas City Checking Account Rates

Inter-State Federal Savings and Loan Association of Kansas City Savings Account Rates

Inter-State Federal Savings and Loan Association of Kansas City CD Rates

Data for Q1 2012

Institution Statistics Inter-State Federal Savings and Loan Association of Kansas City OTS # 04414 FDIC Certificate # 29953 BankRate Report View Year Established 1889 Employees 27 Primary Regulator OCC Assets and Liabilities Assets $246.05 million Loans $50.38 million Deposits $156.41 million Equity Capital $51.53 million Loan Loss Allowance $60,000 Unbacked Noncurrent Loans $479,000 Real Estate Owned $226,000 Historic Data - March 2011 Assets $246.26 million Equity Capital $51.42 million Loan Loss Allowance $56,000 Unbacked Noncurrent Loans $11,000 Real Estate Owned $190,000 Profit Margin - Quarterly Net Interest Margin 1.52% Return on Assets 0% Return on Equity 0.02% Interest Income $1.27 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Inter-State Federal Savings and Loan Association of Kansas City had $705,000 in non-current loans and owned real-estate with $51.59 million in equity and loan loss allowances on hand to cover it. This gives Inter-State Federal Savings and Loan Association of Kansas City a Texas Ratio of 1.37% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Inter-State Federal Savings and Loan Association of Kansas City held steady from 0.36% as of March 31, 2011 to 1.37% as of March 31, 2012, resulting in a negative change of 280.20%. This indicates that the balance sheet and financial strength for Inter-State Federal Savings and Loan Association of Kansas City has held steady in recent periods. Deposit Growth In the past year, Inter-State Federal Savings and Loan Association of Kansas City has decreased its total deposits by -$2.31 million, resulting in -1.45% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Inter-State Federal Savings and Loan Association of Kansas City has shown is below average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Inter-State Federal Savings and Loan Association of Kansas City has $246.05 million in assets with $51.59 million in equity, resulting in a capitalization level of 20.97%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.