W239 N1700 Busse Road
Waukesha, WI 53188
262-523-1000
www.investorsbank.com



InvestorsBank is headquartered in Waukesha and is the 88th largest bank in the state of Wisconsin. It is also the 2,678th largest bank in the nation. It was established in 1997 and as of March of 2012, it had grown to 22 employees at 1 location. InvestorsBank has a 3-star health rating.

InvestorsBank Routing Number: 075912851



See Rates for: Checking | Savings | CD

InvestorsBank Checking Account Rates

ApyMinMaxProduct
0.15%--InvestorsPrivate Checking
0.10%$250-InvestorsDeluxe
0.05%$250-InvestorsChecking
0.05%$1k-Business InvestorsChecking
0.05%$1k-Business InvestorsDeluxe

InvestorsBank Savings Account Rates

ApyMinMaxProduct
0.70%$250k-InvestorsMoney CD
0.70%$250k-Business InvestorsMoney CD
0.10%$100-InvestorsSavings

InvestorsBank CD Rates

ApyMinMaxProduct
1.66%$25k-5 Year CD
1.66%$25k-5 Year Business CD
1.15%$25k-3 Year CD
1.15%$25k-3 Year Business CD
0.60%$25k-1 Year CD
0.60%$25k-1 Year Business CD
0.50%$25k-6 Month CD
0.50%$25k-6 Month Business CD
0.40%$25k-3 Month CD
0.40%$25k-3 Month Business CD

Rates updated: 5/25/2012

Data for Q1 2012


Institution Statistics


InvestorsBank
FDIC Certificate #34347
BankRate ReportView
Year Established1997
Employees22
Primary RegulatorFDIC

Assets and Liabilities

Assets$240.25 million
Loans$205.91 million
Deposits$192.43 million
Equity Capital$28.33 million
Loan Loss Allowance$5.68 million
Unbacked Noncurrent Loans$10.30 million
Real Estate Owned$4.06 million

Historic Data - March 2011

Assets$247.59 million
Equity Capital$28.95 million
Loan Loss Allowance$8.00 million
Unbacked Noncurrent Loans$18.78 million
Real Estate Owned$3.56 million

Profit Margin - Quarterly

Net Interest Margin3.22%
Return on Assets0.91%
Return on Equity7.81%
Interest Income$2.60 million

Institution Health


Overall Score:
3 out of 5
3
Texas Ratio2
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 InvestorsBank had $14.36 million in non-current loans and owned real-estate with $34 million in equity and loan loss allowances on hand to cover it. This gives InvestorsBank a Texas Ratio of 42.23% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend4
The Texas Ratio for InvestorsBank decreased slightly from 60.74% as of March 31, 2011 to 42.23% as of March 31, 2012, resulting in a positive change of 30.48%.This indicates that the balance sheet and financial strength for InvestorsBank has improved slightly in recent periods.
Deposit Growth2
In the past year, InvestorsBank has decreased its total deposits by -$6.39 million, resulting in -3.21% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth InvestorsBank has shown is below average.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. InvestorsBank has $240.25 million in assets with $34 million in equity, resulting in a capitalization level of 14.15%, which is excellent.
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