Inwood National Bank

Inwood National Bank is headquartered in Dallas and is the 32^nd largest bank in the state of Texas. It is also the 461^st largest bank in the nation. It was established in 1964 and as of March of 2012, it had grown to 195 employees at 14 locations. Inwood National Bank has a 5-star health rating.

Data for Q1 2012

Institution Statistics Inwood National Bank FDIC Certificate # 19080 BankRate Report View Year Established 1964 Employees 195 Primary Regulator OCC Assets and Liabilities Assets $1.44 billion Loans $801.32 million Deposits $1.24 billion Equity Capital $182.12 million Loan Loss Allowance $12.66 million Unbacked Noncurrent Loans $6.98 million Real Estate Owned $1.64 million Historic Data - March 2011 Assets $1.31 billion Equity Capital $169.66 million Loan Loss Allowance $11.63 million Unbacked Noncurrent Loans $1.69 million Real Estate Owned $1.73 million Profit Margin - Quarterly Net Interest Margin 3.52% Return on Assets 1.76% Return on Equity 13.9% Interest Income $12.81 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Inwood National Bank had $8.62 million in non-current loans and owned real-estate with $194.78 million in equity and loan loss allowances on hand to cover it. This gives Inwood National Bank a Texas Ratio of 4.43% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Inwood National Bank held steady from 1.88% as of March 31, 2011 to 4.43% as of March 31, 2012, resulting in a negative change of 135.11%. This indicates that the balance sheet and financial strength for Inwood National Bank has held steady in recent periods. Deposit Growth In the past year, Inwood National Bank has increased its total deposits by $122.83 million, resulting in 10.95% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Inwood National Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Inwood National Bank has $1.44 billion in assets with $194.78 million in equity, resulting in a capitalization level of 13.54%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.