Jayhawk Credit Union is headquartered in Lawrence and is the 89th largest credit union in the state of Kansas. It is also the 6,271st largest credit union in the nation. It was established in 1940 and as of March of 2014, it had grown to 1,090 members. Jayhawk Credit Union has a C health rating.
Must be an employee of the Lawrence Paper Company or any of its subsidiaries; Perry Manufacturing, Jayhawk Boxes or Brad Systems. - See Details
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The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Jayhawk Credit Union had $0 in non-current loans and owned real-estate with $79,000 in equity and loan loss allowances on hand to cover it. This gives Jayhawk Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
In the past year, Jayhawk Credit Union has decreased its total deposits by -$1.43 million, resulting in -62.1% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Jayhawk Credit Union has shown is poor.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Jayhawk Credit Union has $848,000 in assets with $79,000 in equity, resulting in a capitalization level of 9.32%, which is average.
|Assets and Liabilities|
|Loan Loss Allowance||$162,000|
|Real Estate Owned||$0|
|Historic Data - March 2013|
|Loan Loss Allowance||$26,000|
|Unbacked Noncurrent Loans||$0|
|Real Estate Owned||$0|
|Profit Margin - Quarterly|
|Net Interest Margin||2.15%|
|Return on Assets||-0.47%|
|Return on Equity||0%|
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|0.20%||$100||-||Share Savings Account|
|0.55%||$500||-||24 Month Share Certificate|
|0.50%||$500||-||18 Month Share Certificate|
|0.40%||$500||-||12 Month Share Certificate|
|0.25%||$500||-||6 Month Share Certificate|
|Jayhawk Credit Union Locations|
|Branch Office||2901 Lakeview Rd||Lawrence, KS 66049|